You’ll have noticed a lot of commentary in the UK media over the problems with Payment Protection Insurance. We believe the problem isn’t so much what insurance does but how it’s sold. Payment Protection Insurance protects borrowers from being unable to pay their debts due to income loss, illness, or accident. Although the basic concept of insurance […]

Investors are now looking for security and safety more than ever after the stock market correction of 1999-2002. Many variable annuity and brokerage accounts have not been able to recover their losses over the past four years. Many investors had been counting on these funds to provide income in retirement. The equity indexed annuity (or EIA) was […]

Recent news stories have once again criticized the insurance companies for not providing critical illness insurance. A critical illness claim is more complicated than a claim under life insurance. It will be difficult for an insurance company to claim that you are not dead with life insurance. Critical illness claims can be more complex by their very […]

People tend to only consider life insurance when they reach their senior years. This means they might miss out on coverage and premiums that are cheaper when they’re younger. A lifetime of coverage may be available with the best life insurance that can adjust to your changing needs. Life insurance is a valuable part of financial planning if you […]

Indiana, like many other states offers a good reason to get car insurance. Indiana law requires that you have minimum coverage. There are severe penalties for failing to comply. Protecting you and your family against liability and financial loss is a greater reason to search for the best car insurance that meets your needs. Indiana requires minimum […]

In most states, insurance is required. Your auto policy can help pay for any damages that you cause in an accident. This could potentially save you financial ruin. Auto insurance is not for everyone. Driving without insurance can result in several fines. Utah drivers may be interested in understanding the importance of an auto policy. There are many penalties for driving […]

It may be helpful to know the penalties for driving without insurance if you reside in Tennessee. You could be subject to various penalties if you don’t have the minimum required coverages for your car insurance. Driving without insurance in Tennessee could lead to fines, jail, lawsuits, or financial ruin. If you are involved in an accident, having adequate auto […]

You may have thought about buying a home in the past. However, you might also be aware of the shortage in housing inventory as well as the possibility of bidding wars after you submit your offer. The country is experiencing unprecedented levels of inventory and asking prices. Many people choose to live in rural or suburban areas over cities […]

It is possible that you are shopping for Michigan high-risk auto insurance without realizing. An insurance company considers a high-risk driver anyone who is likely to file an insurance claim in the near future. You may be charged more if you’re a teenager or convicted of a serious offense. Insurance companies believe that higher rates are appropriate […]

Because it is usually easier on the wallet, many people pay their car Insurance premiums every month. In Illinois, the average cost of car insurance is $37 per month for minimum coverage and $124 for full coverage. This amounts to $442 and $14,485 respectively. The rates you pay could be different depending on where your are located in Illinois, […]