Search Results for: insurance

Prior to the Affordable Care Act (ACA or Obamacare), health insurance companies often denied individuals from purchasing individual health plans due to pre-existing conditions ranging from acne to more serious illnesses like cancer and heart disease. KFF estimated that 54 million non-elderly adults had declinable preexisting conditions on the individual market in 2018. Under former […]

Filing a car insurance claim may seem straightforward, but it is essential that you understand how the process works. First, file with your insurer whether online or through mobile apps; they should respond within 48 hours with details regarding how they plan to handle the situation. Your insurance provider will assign a claims specialist or […]

Gap insurance can be costly, leading some drivers to seek ways to opt-out. Luckily, this process typically doesn’t prove challenging or time-consuming. Gap insurance policies often allow consumers to receive a refund by cancelling prior to legally selling or trading off their vehicle or paying off loans. To cancel, certain documents will need to be […]

While insurance providers in the US do not currently offer dash cam discounts, these cameras can serve as invaluable evidence against false claims, not-at-fault accidents and theft or vandalism. Furthermore, they’re an invaluable way for parents to monitor their teenage driver’s driving habits. Dash cams may not reduce your insurance rates directly, but they may […]

Marriage is an exciting life event that often impacts your insurance needs. At GEICO, we can assist in merging policies between spouses and taking advantage of discounts like multi-car and homeowners policies to save on coverage costs. Insurance providers usually require all licensed members of your household be included on your policy; this is especially […]

As a life insurance salesperson, you must possess exceptional interpersonal and communication skills as well as an in-depth knowledge of both your clients and their families. Establish the appropriate type of life insurance for your client is vitally important, particularly with whole life policies that contain cash value features. 1. Determine the Value of Your […]

If you’re like most people, you have health insurance. But what does that mean for the industry? Insurance companies are essential to the health care system, and they play a big role in the economy. In this blog article, we will explore what health insurance companies are in North Carolina and how they impact the […]

When you get married, one of the things you may not think about is life insurance. After all, your spouse is going to live forever, right? Wrong. In today’s economy, it’s becoming more and more important to have life insurance in place in order to protect your spouse and children should something happen to you. […]

Whether or not you’ve been caught speeding, chances are you’ve heard the rumors about how your insurance rates might go up if you get a ticket. In this blog post, we will explore this claim head-on and find out whether or not it’s true. We will look at some of the ways in which your […]

Ford salesmen are some of the most highly prized employees in the automotive industry. They’re usually well-educated, charismatic, and persuasive. And yet, a surprising number of them don’t have health insurance. Why? Ford’s salesmen are typically hired on a commission-only basis, which means that their income depends on how many cars they sell. Since health […]