Search Results for: insurance

Business insurance can protect against unexpected incidents that threaten the success of your enterprise, although costs for different forms of coverage vary significantly. Insurance providers take past accidents and claims into consideration when setting premium rates, so starting a newer business will usually incur higher premiums than established ones with clean histories. Some businesses choose […]

Homeowners’ insurance policies often cover structural damage caused by fallen trees as long as the fall was due to an insured peril, such as high winds or hailstorm. But homeowners must understand how insurance companies approach claims regarding fallen trees. No matter where the tree originally fell, most homeowner policies cover the cost of removal […]

Many children opt to remain on their parents’ car insurance to save money, but at what point should they purchase their own policy? Most often, children can stay on their parents’ policy if they remain living at the same address; however, there may be certain instances that would necessitate being removed from it. Age Children […]

Louisiana insurance companies must abide by stringent timetables when it comes to processing claims. Adjustments on claims typically begin 14-30 days after receiving proof of loss, according to Louisiana regulations. Proof of loss must include receipts, invoices and estimates that demonstrate your losses and damages quickly. Your insurance provider must compensate you accordingly. The Statute […]

People often struggle to comprehend all of the various terms used in insurance, like assurance. As opposed to traditional health insurance plans that typically involve complex features like premiums, deductibles, and copayments, health assurance offers fixed benefits in addition to personalized preventive care and budget-friendly options. Licensed agents often operate under commission-based models, creating an […]

Life insurance agents assist those to ensure they’re financially prepared in case someone they love dies, making this an extremely satisfying and lucrative profession if one can take rejection well – although not without its challenges. Life insurance providers take your credit report into consideration when underwriting your policy and application, which can impact both […]

Car insurance is legally mandatory in most states; however, certain insurers offer policies without license restrictions, by designating someone else as the primary driver and leaving themselves out. This may be particularly helpful for individuals suffering from health conditions that prevent them from driving, or those whose license has been suspended due to lack of […]

Once someone dies, state laws and policy terms dictate who will receive their life insurance proceeds. Sometimes this may include someone other than their intended beneficiary claiming these funds as well. disputes often stem from unexpected changes made while an insured is hospitalized or living in a nursing home. Learn when it’s appropriate and how […]

Here’s a marketing tip that guarantees insurance leads. A revolutionary method of prospecting by direct mail is now possible to increase sales. This involves combining marketing and leads to maximize results. This proven tip will greatly increase your direct mail prospecting sales. You think you’ve seen every marketing tip and profitable lead in insurance. This one is new. You can […]

No matter how smart or experienced you may be in business, I encourage you to seek out someone who can mentor you if you’re new to the insurance industry. The insurance industry is not like any other new industry. It has its own terminology and acronyms. Every insurance category, be it property & casualty or life &health, […]