Search Results for: insurance

How Much Does It Cost To Get A Tooth Pulled Without Insurance?

Without dental insurance, tooth extractions typically cost $75-200 without anesthesia; surgical extractions may incur further expense. Dental savings plans may also help you cut your costs significantly; however, each situation differs and it’s impossible to predict exactly how much the bill will be. Costs of a Simple Extractions Dental procedures can be expensive without dental […]

How Does Whole Life Insurance Work?

Whole life insurance provides a death benefit and cash value that grows at a guaranteed rate, regardless of market fluctuations. Furthermore, whole life policies feature savings components from which you can withdraw funds during your lifetime. Whole life coverage tends to be more costly than term life policies; however, simplified issue and guaranteed issue policies […]

How to Report Insurance Fraud Anonymously

Insurance fraud is an organized criminal enterprise with devastating economic repercussions, costing both companies and consumers billions each year. Committed by everyone from homeowners staging burglaries to doctors overbilling patients for procedures, insurance fraud has reached new depths of deceitfulness in recent years. Insurance fraud can be reported by anyone, from members of the general […]

How Does No Fault Insurance Work in New York?

New York is a no-fault insurance state, meaning this policy protects drivers, passengers and pedestrians injured in automobile accidents without assigning blame for their losses. Insurance covers medical/health expenses, lost wages and any other reasonable and necessary expenses associated with an accident. To access these benefits, an examination under oath (EUO) must take place wherein […]

Does Medical Insurance Cover Oral Surgery?

How your oral surgery is covered by medical insurance depends upon the nature and reimbursement rates used by both plans, given how claims for both medical and dental coverage differ significantly. Most traditional and HMO medical plans provide coverage for dental-involved surgeries for treatment of fractures, dislocations and facial wounds/lacerations. Click here to find out […]

How to Get Insurance With Pre Existing Conditions

Pre-existing conditions refers to any medical illness or injury you had prior to enrolling in a health insurance plan. Pre-existing conditions were once seen as an impediment to getting or changing healthcare coverage, but that all changed with the passage of the Affordable Care Act (ACA or Obamacare) in 2014. Now, unless your plan falls […]