Car insurance must be purchased in almost all states. Car insurance provides financial protection in the event of an accident. It also covers you for any accident-related costs. The average cost for full coverage car insurance is $1674 per year or $139.50 per month. However, the cost for car insurance can be very different. Your premiums will be lower if you choose to […]
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Life insurance is a great way to provide financial security as you age. A life insurance policy can be a valuable financial tool for seniors to pay their mortgage, eliminate debt, and receive supplemental income after they retire. If there is a large inheritance, it may be possible to leave loved ones enough money for funeral costs, estate taxes, […]
With an average claim frequency of 5.53 per 100 policies, property damages homeowners claim costs $13,687. Are you covered if your home is damaged by a claim? Basic homeowners insurance provides coverage for dwelling, personal property and liability. Like other structures coverage, optional insurance protects structures that are not directly attached to the dwelling. This includes sheds, detached garages, fences, […]
It’s exciting to turn 18! You have become an adult and may be finishing high school or heading off to college. However, being an adult has its responsibilities and freedoms. Having a good car insurance policy is an essential part of managing your finances. An average 18-year old pays $5,243 annually to get full coverage and $1,652 […]
It can be a pleasant experience to insure your car in Iowa. Iowa has many insurance companies that offer affordable car insurance. The average cost of Iowa car insurance is $252 for minimal coverage and $1,260 to cover full coverage. Iowa has the lowest average cost of car insurance in the country. As with all states, Iowa residents should be […]
Filling the sales pipeline with prospects is a critical activity for any insurance producer. You can then discuss their insurance program with them. Notice that I didn’t say “to whom can you sell insurance?” Your unique position allows you to make a positive impact on people’s lives. It is not uncommon for people to be uninsured. Over the […]
CRM is a catchy acronym that is rapidly rising in popularity in the fastest growing industries. Contact Relations Management (CRM), which is the art of maintaining contact with prospects and clients, uses technology today to increase agent close ratios. These systems are what drives sales departments at companies like Harley Davidson or Staples. Companies have discovered that tracking, […]
Problem #1 Prospects are more likely to have sales resistance training than agents. The purpose of prospect responses to agents is to gather as much information and to be in control. Prospects can often lie to insurance agents about what they intend, how much money they will spend, and who makes the decisions. Prospect intent is […]
Drivers may feel tempted to skip insurance because of the high cost of car insurance in South Carolina. It is the 16th highest in the country. State drivers risk being penalized for driving without insurance in South Carolina. South Carolina requires minimum insurance South Carolina, like most other states, requires that you have minimum insurance in order […]
Erie, which was founded in 1925 and has been in business of insurance for nearly a century, has expanded its coverage to include policies in Pennsylvania. Erie’s coverage extends beyond New York to include more populous states, including Tennessee. Erie is ranked among the top 15 companies in market share for both auto and home. It also offers additional […]