Search Results for: insurance

Health insurance can be costly, making balancing deductibles and out-of-pocket expenses a challenge for employees. Small firms can gain an edge by offering health reimbursement arrangements (HRAs) as an additional benefit. Under the Affordable Care Act, employers with 50 or more full-time equivalent employees must offer coverage that meets minimum value standards as well as […]

Geico car insurance rates tend to be significantly less than the national average; however, these may vary depending on factors like your driving history, age and state of residence. GEICO provides competitive rates and options for liability-only and full coverage policies, along with discounts and policy add-ons. Rates As one of the leading car insurers, […]

If you get involved in an accident without being insured, the penalties can be severe. Not only could you incur expensive fines; your driver’s license and registration could also be at stake. Even though the federal individual mandate penalty has been removed by the Tax Cuts and Jobs Act (TCJA), many states still require residents […]

Health insurance provides easier access to medical services and protects you from out-of-pocket expenses if you become sick or injured. You can purchase it through your employer, marketplace/exchange or directly from private insurers. Be wary of “short term” plans that do not conform to the Affordable Care Act and leave you vulnerable to costly medical […]

Your car insurance policy can be cancelled at any time, but be mindful that cancellation may lead to coverage gaps. Since most states mandate liability coverage for drivers, failure to do so could bring financial and legal hassle. To cancel your policy, it’s essential that you contact your insurer directly. Some allow this via phone; […]

Standard home insurance policies do not typically cover mold damage unless caused by another event that would typically be covered (such as flooding or burst pipes). Some companies, however, do offer separate mold policies or special endorsements. Although these policies may be expensive, if you live in an area prone to flooding or other potential […]

Understanding Uber’s ever-evolving insurance policies is vitally important for drivers, and being aware of how your own policy ties in is even more essential. Uber offers protection for drivers at three distinct stages – app off, app on waiting for ride requests and during trips or journeys with passengers aboard or approaching one. Each stage […]

Selecting the ideal insurance company depends upon your unique needs and expectations. When searching, look for an insurer with both strong financial strength ratings from AM Best and excellent customer satisfaction reviews. GEICO provides great rates and discounts for young drivers, such as bundling, safe driving and multi-vehicle policies. Furthermore, they also provide add-on coverages […]

Each health insurance plan differs and offers different levels of coverage. Certain plans such as HMO or EPO limit you to only certain providers and require deductibles and copays; others, like PPO plans may provide greater flexibility but require deductibles and copays from you. Other plans, like marketplace/exchange and employer-sponsored comprehensive plans, can provide greater […]

Family health coverage is of vital importance, so adding family members to your health insurance is likely to have both advantages and drawbacks. One major upside of including them all in your policy is providing all family members access to comprehensive health care. Typically, only immediate family and domestic partners are eligible to be added […]