Search Results for: insurance

Life insurance payouts could become subject to estate taxes if they increase the value of your estate beyond certain thresholds. To understand how it could impact you personally, speak to a tax professional regarding what might apply in this instance. Permanent life insurance policies typically feature a cash value component that accrues tax-deferred interest, making […]

Dealing with insurance claims is never enjoyable for either party involved. By sharing the estimate of work with your contractor they can ensure it covers everything in its scope without incurring extra costs or overcharges. Liability insurance protects both clients and passerby during roof renovation work from potential financial repercussions in case an accident happens […]

Aetna offers an array of healthcare plans and benefits, the cost of which will depend on the plan type, geographic location, individual factors and risk assessment assessments as well as individual assessment results. Aetna offers an impressive range of Affordable Care Act (Obamacare) plans as well as Medicare Advantage and supplemental health benefit plans. Premiums […]

Your location plays an essential part in the cost of pet insurance premiums; high vet care expenses in California could cause premiums to skyrocket more than in North Dakota, for instance. Your pet’s breed can also make an impactful statement about costs; hereditary conditions such as hip dysplasia can cost a great deal to treat, […]

Flood damage isn’t typically covered under standard homeowners policies, but your lender might require you to obtain flood insurance if your home is situated in a high-risk flood zone or you plan to borrow money to purchase it. NerdWallet can assist with finding flood coverage through either the National Flood Insurance Program or private insurers, […]

Health insurance policies typically only cover dependent family members such as spouses and children; however, some insurers in California allow adult children to add their parents onto private plans under the Parent Healthcare Act. Addition of parents to your health insurance plan depends on their age and other considerations such as eligibility for Medicare or […]

Renting a car can be an efficient way to get around, particularly if you lack access to one. Unfortunately, most rental vehicles only come equipped with state minimum liability coverage. Credit cards often offer additional coverage to their cardholders. Furthermore, most personal auto policies provide coverage for rental car services as well as dedicated rental […]

Cell phone insurance may seem like a great money-saver when you need to repair or replace an outmoded device, but be wary when considering your options. Some credit cards provide complimentary cellphone insurance when paying your phone bill with them, providing cardholders with additional benefits when using that card to make payments. Other cards offer […]

Credit life insurance (often known as credit card death benefit coverage or loan protection insurance) pays off debt when someone dies, usually as part of mortgage, auto or bank loans. These policies typically cost more than standard life insurance policies due to their single premium payment which accumulates as an outstanding balance each month. It […]

Many companies rely on certificates of insurance (COIs) as evidence of coverage to present to third parties as proof. Unfortunately, not all COIs provide accurate information. As an example, COIs must not list coverage limits that differ from those listed on the policy itself – otherwise there can be serious repercussions. Here are a few […]