Search Results for: insurance

Find the minimum car insurance requirements for every state and how to understand liability limits. State-specific minimum car insurance requirements differ from one state to the next. The car insurance limits and coverages that work for someone you know or a family member may not work for you. NerdWallet has compiled minimum requirements for each state to […]

Split-dollar life insurance is a great benefit and estate planning tool. Here are the facts. Split-dollar insurance is a contract between two parties that shares the benefits and costs of a permanent insurance policy. Split-dollar plans are often between employees and employers. The executive compensation package will include the split-dollar plan. These packages became less common after a […]

All the main reasons why insurance card design is important are listed below. These are the main points. Post cards you send are not advertising for insurance companies or to win a trip. It has remained true to its primary purpose all along. Its main purpose is to GET THE MAXIMUM REPONSE. Direct mail pieces are not meant to sell […]

The perceived value of an insurance agency is affected by three things: 1) earnings, 2) future earnings, and 3) market conditions. These are the same factors that affect the value of any investment. This article will explore each aspect of insurance agency selling in order to help agency owners understand the best ways to prepare. “Pro Forma Earnings” and the […]

My firm regularly assists agency owners with the planning and execution for the sale of their businesses. With the 2013 tax hikes, some key questions are being raised more often. I thought it would help to bring these issues to a wider audience through the dialogue that follows. Although the information is quite detailed, it is intended […]

In January 2001, I began selling life insurance online. Direct marketing life insurance was an entirely new concept back then. I am slowly becoming the person people turn to when trying to decide if they want to pursue this career. Someone recently asked me what the ten steps were to establish a successful online life insurance company. Ten […]

Agents are required to gather all information about the insured risk in order to fulfill their fiduciary obligations to clients. This involves asking several questions about the characteristics of the risk against which the insured wishes to obtain insurance. The agent must translate all the information to the underwriter for the carrier to which they wish to […]

Let’s take a look at the most important things we use every day. Our mobile phone will be one of the top five most essential daily utilities. We can’t imagine a day without our mobile device. It supports a regular lifestyle and keeps people connected with the rest of world. It is easy to see […]

State Farm is most well-known for its auto insurance, but it also provides quality renters insurance. State Farm’s renters policy is one of the most trusted in the country. It has very few complaints, allows you to track and file claims online, and offers a wide range of coverage options. State Farm Renters Insurance received 4.5 […]

Cheap car insurance for young drivers can be hard to find, but not impossible. It is finally happening. It’s finally happening. You are independent, independent, and able make your own decisions. You probably know how to budget for groceries, rent, and car insurance. But you may not have thought to add these expenses to your monthly bills. […]