Search Results for: insurance

According to the State Departments of Insurance, consumers complain most about their claim settlements. Sometimes the insurer is at fault, but sometimes policyholders are responsible for not receiving the correct coverage. Today I will walk you through how to file an insurance claim complaint. The process will be used in Georgia, my home state. You can find the […]

In Louisiana, driving faster than the posted speed limit is an offense. Drivers who are caught could face severe penalties including increased insurance rates of up to 16%. Drivers in Louisiana who are pulled over for speeding can face a fine and a higher premium on their car insurance. It is crucial to understand how speeding tickets […]

The Insurance Industry is no different. It has to be innovative and provide services of world-class quality. We are constantly generating large amounts of data in our daily lives. This data is either captured or ignored depending on what we intend to do with it. These data can be stored, retrieved, and analyzed to turn them into […]

Are you looking for lower insurance rates? This is something that many people neglect because they don’t want to have to do all the work of comparing rates or looking for information. Instead, they stick with the companies they feel provide the best rates and coverage, even if they raise their rates. They might not have had […]

When it comes to car insurance costs, age is a major factor. Because they have more driving experience, older drivers are likely to pay less for coverage. According to Bankrate’s 2021 study on average annual premiums, the average cost of full-coverage car insurance for 60-year old drivers is $1,544 annually. Drivers between ages 60 and 69 file fewer car […]

Insurance is the most popular risk transfer method in risk management. There are three levels of insurance protection. The first is the social layer provided by national programs. It will be CPF insurance, such as DPS, HPS and Medishield. These are the most basic and affordable, as well as having the lowest premiums. The second is the group […]

Almost everyone is aware of the difficult economic times we are currently in. It’s going to get worse before it gets better. We offer advice, direction, and points of guidance to the public to help individuals, families, small businesses, and their employees to keep the coverages they have and/or obtain the coverages that are most appropriate […]

In 1937, the Progressive Insurance Company started selling automobile insurance. Today, Progressive is the third largest U.S. insurer. Progressive has assets of over $56 billion and generated $39 billion revenue in 2019. Progressive provides a complete portfolio of individual and commercial insurance policies, as well as financial products such mortgages and personal loans. Customers can request an insurance quote […]

What if you and your adjuster/insurance agency are still at a deadlock over the value of your property after all that you have done? Now it’s time to invoke your insurance policy’s Appraisal Clause. The Appraisal Clause can be found in all insurance policies. It was created to provide a process for disputing amounts to be settled […]

ANNUITY (PERIOD) CERTAIN An Annuity Certain is a designation that specifies the number and amount of benefits paid. This option guarantees that an insurance company will only pay a certain amount on an annuity. An annuity includes a Death Benefit, which allows payment to the beneficiary to be made upon the death of the annuitant. This benefit […]