Search Results for: insurance

Banks typically require Private Mortgage Insurance (PMI) on home loans with down payments less than 20%, to protect themselves if you default on your payments and don’t keep up with payments. Make a higher down payment or improve your credit score to avoid private mortgage insurance (PMI) premiums altogether; some loans require upfront PMI payments […]

Health plans with coinsurance allow patients to divide the costs associated with medical services or treatments between themselves and the insurance provider, for instance if a procedure costs $100 but your health plan only has 20% coinsurance you will contribute $20 while they cover the remaining $80 of costs. Deductible A deductible is the annual […]

Are you experiencing a gap in coverage while waiting for traditional health insurance to kick in? eHealth offers temporary plans that may provide a temporary solution. These plans typically span from 3 months to one year in duration and are purchased through private insurance companies. As these policies do not have to adhere to ACA […]

Texas doesn’t mandate boat insurance policies for watercraft owners like it does with cars; but having one in place remains wise protection against financial loss. As any boating experience can be hazardous, accidents are bound to happen when out on Grapevine Lake or Lake Texoma. Protect yourself and your investment with this affordable coverage option. […]

Are you experiencing tooth pain or discomfort that just won’t go away? It may be time to consider a tooth extraction. While this procedure may sound daunting, the good news is that many dental insurance plans cover it. But how much can you expect to pay out of pocket with insurance? In this blog post, […]

Have you ever wondered who ensures that insurance companies prioritize your safety and well-being? Enter the insurance safety advocate. As an expert in both insurance policies and risk management, an advocate works tirelessly to ensure that clients receive fair compensation for damages and injuries caused by accidents or negligence. In this blog post, we will […]

Are you familiar with stacked auto insurance? This type of coverage could potentially save you a lot of money in case of an accident, but it’s essential to understand how it works and if it’s right for you. In this blog post, we’ll break down everything you need to know about stacked insurance. From the […]

Healthcare insurance is a crucial aspect of modern life, providing individuals and families with access to essential medical care in the event of illness or injury. While many people rely on healthcare insurance to cover their medical costs, few understand how it’s financed. In this blog post, we’ll explore the different types of healthcare insurance […]

Traveling to new and exciting destinations is always an exhilarating experience. However, it’s important to be prepared for any unexpected situations that may arise during your travels. This is where travel medical insurance comes in handy! Whether you’re traveling domestically or internationally, having travel medical insurance can provide you with the peace of mind knowing […]

Are you due for your Tdap vaccine but don’t have insurance? Don’t worry, you’re not alone. Many people find themselves in this situation and can feel overwhelmed by the cost of vaccines. However, getting vaccinated is crucial to protect ourselves and our loved ones from serious illnesses such as tetanus, diphtheria, and pertussis (whooping cough). […]