Search Results for: insurance

South Carolina car insurance laws

South Carolina’s car insurance laws require that drivers have a minimum level of insurance in order to legally drive. On South Carolina’s 78,000-mile public roads, there are 3.8 millions of licensed drivers. South Carolina has the nation’s second highest fatality rate in car crashes. This highlights the importance of South Carolina residents having comprehensive auto insurance. South Carolina has laws […]

Washington car insurance laws

Washington has 5.9 Million licensed drivers more than 80,000 miles of roads that are unmatched in natural beauty. Before you visit the Evergreen State, it is important to be familiar with Washington’s car insurance laws. Washington requires drivers to have minimum liability insurance. If you don’t comply, there will be severe penalties and fines. Washington has car insurance laws […]

New Mexico car insurance laws

New Mexico’s car insurance laws mandate that drivers have liability insurance to legally drive. This is crucial as there were 46.786 car accidents in New Mexico last year, resulting in 392 deaths. This shows that New Mexico needs to have strong insurance coverage. It is essential to understand your minimum requirements and any optional coverages in order to build […]

Do You Understand Mortgage Payment Protection Insurance?

Unfortunately, not many people understand mortgage payment protection insurance (MPPI). Yet each year, many people buy it along with their mortgage believing that it will provide the income they need to cover their expenses. Although it is usually able to do so in most cases, there are some exclusions that could make it difficult for you […]

How Your Insurance Rates and Premiums Affect Your Insurance Coverage

The insurance rates determine how much you will pay for your insurance coverage. When considering insurance policies, the premium should not be the only thing you consider. Quality of cover and claims record are just as important, and often more so, than insurance rates. Insurance rates are determined by the insurer’s assessment of the risk and its […]

Insurance Brokers Or Comparison Websites? Who is Treating Customers Fairly?

There has been a rapid increase in the number and use of comparison websites for general insurance, as well as for consumers who use them for products like motor and home insurance. According to industry figures, almost 25% of private motor insurance was purchased through these websites in 2007. Is the intense competition among Internet buyers […]

Domestic Partner Insurance

Introduction to the concept Domestic partner insurance is an emerging form of insurance that is rapidly gaining popularity in the US. The obvious taboo surrounding the idea prevented it from being included in the mainstream. A married couple would normally apply for joint insurance coverage, which would lower the cost of their Insurance. This would be […]

Top 10 Most Common Insurance Scams by Individuals

Individuals are increasingly falling prey to insurance scams and getting caught in illegal activities. There are many insurance scams, from Worker’s Comp scams and car insurance scams, because there are so many types of insurance available in the United States and Canada. These scams end up costing the victims more than they should be paying for insurance. Here […]

How To Calculate Hazard Insurance?

Are you in the process of purchasing a new home or renewing your homeowner’s insurance policy? One crucial factor to consider is hazard insurance, also known as property damage insurance. Hazard insurance covers natural disasters and other unexpected events that could potentially damage your property. But how do you calculate it? And what factors affect […]