Search Results for: insurance

Riverside, California has a population of 330,000 people, with 55% owning a home. Although Riverside home insurance is not required by law, many Riverside homeowners opt to purchase a policy to provide legal and financial protection. For a policy covering $250,000 of dwelling coverage, the average annual cost for home insurance is $1,088. Riverside has many companies that offer home […]

Chiropractic care is often an important part of a holistic approach to health and wellbeing. Chiropractors use their expertise to identify areas of the body that may need attention, and then make adjustments to realign the spine and other joints. However, for many people, cost is still a concern when it comes to chiropractic care. […]

Accident insurance is a type of coverage that can help you financially if you’re hurt in an accident. But with so many different types of coverage out there, is it really worth it? In this blog post, we’ll discuss the realities of accident insurance and if it’s really worth the money. We’ll look at what […]

Insurance is something that can often be overlooked by small businesses when looking for ways to grow. However, offering insurance to employees is an important way for employers to show their commitment to their staff as well as create a more attractive package for potential hires. The purpose of this blog post is to provide […]

Many small businesses are operating today without any liability insurance. Workers’ compensation insurance is mandatory by law. Many business owners want to reduce operating costs. However, in today’s environment where worker compensation claims are on the rise, it is highly risky to operate without liability coverage. What took years to build up can be destroyed by […]

The definition of “American way” will determine whether or not a particular type of carrier does business in the American manner. There is no one accepted definition of the term. Some definitions would exclude state funds. Others would exclude mutuals and reciprocals. Other definitions would also exclude Lloyd’s of London. However, other definitions would include all carriers that do business […]

This is a common misunderstood problem: how to correctly insure “subject to” property. It is obvious that the “Due on Sale (DOS)” clause will be invoked, and the mortgage company will call the note. Despite being complex, there are some common sense rules of thumb that usually apply. Be the “first named insurance” if you or your company […]

This article does not address whether or not you should apply for Life Insurance Policies. It focuses more on what policies are available and the requirements for obtaining a policy. Long term life insurance plans will also be the focus of our discussion. Before we get into the details about policies, let’s first define what “Insurance” means. […]

According to the insurance association, about one-fifth of all cases of health care fraud involve consumers. Only a small fraction of all cases involve providers. Greg Anderson, director for corporate finance investigations at Blue Cross-Blue Shield Michigan, says that consumer fraud is something Greg does not take lightly. “We have 4.5million customers, and if each one of them […]

Many people make the decision to purchase life insurance so their loved ones will be protected in case of their passing. It can be difficult to understand the industry and you may not be aware of certain aspects about life insurance. How many people have life assurance? LIMRA’s 2020 Insurance Barometer Study found that 54 percent […]