Search Results for: insurance

Insurance total loss is a scam! I get sick of reading emails coming from all corners of the country, from people looking for consumer protection. Every insurance company seems guilty. It is true that I earn my living working with insurance companies and believe strongly in the need for insurance. The consumer is often the one who suffers the […]

More people are filing compensation claims in the UK for car accident injuries than ever before. Many believe that the rise in claims following car accidents is due to the “compensation cultural” in the UK. Recent studies suggest that general injury claims are actually declining. Many legal areas, such as employers liability, are seeing a decline in […]

A policy that does not have a deductible sounds wonderful, as we can sometimes be caught in the “you must pay the deductible before …” trap.” This applies to car, health, and property insurance. Life insurance does not have a deductible. Otherwise, beneficiaries could be in serious trouble. First, it is important to understand what the deductible […]

You should compare the features of each car when you are looking for one, whether it is a new or pre-owned model. This is often the last thing you think about when buying car insurance. You should ask about the cost of insurance for the car you are considering buying. You might also be influenced by the savings […]

Did you ever receive your auto insurance bill? Are you wondering if there are too many coverages you don’t need? So many options are available, so how can one decide what is worth it and what isn’t? Many options offered may be duplicates of coverage you already have. This is my attempt to help you navigate the maze […]

What is the best way to negotiate a claim? There is. You must be ready to play hard. You are not being misled. Insurance companies are some of the best negotiators around. They are experts in the rules and know when to ignore them. They are able to and will profit from the unwary because they understand the system. It doesn’t […]

1 Full Coverage Including Towing and Rental Full coverage does not refer to one type of coverage. It is a combination of multiple types of coverage. Although it can be read in many different ways, most companies use the term to mean minimum liability requirements set by the state. It is important to note that minimum requirements […]

Car insurance is a topic that all of us face at some point in our lives. Are we obligated to insure our cars? What type of policy do you need? What are the things you should be aware of before signing on? If you don’t take the time to do your research and compare all of the insurance […]

An individual should always seek lower insurance costs when shopping for auto insurance. A good credit score can help lower the cost. Credit score is a statistical way to assess an applicant’s creditworthiness. Companies always try to pool the best part of their customers so they can make the most profit and minimize the loss. They compare the amount […]

Expect a flood of new car insurance policies. Tesco was the first to enter the fray with its “no frills” policy. Others will quickly follow Tesco’s lead in their quest for new customers. Tesco’s offer is not well received by the AA. They claim that the excess is too high, and that you can buy the standard […]