FACT –Auto and Life Insurance premiums fell in the last 3-5 years. FACT: If you haven’t checked your auto or life insurance rates within the past 3-5 years, you may be overpaying. Everyday, I meet new customers who finally have the energy and drive to shop for their insurance policies after 25 years of loyalty with […]
Search Results for: insurance
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Your insurance premiums can be raised or decreased by risk management. No matter what type of coverage, the premiums can be reduced. No matter if you are a business owner or an individual, the premiums will be higher if the insurer is willing to take on more risk. You wouldn’t need insurance coverage if you could eliminate all […]
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This article will explain what assurance insurance policy is. What does it mean? This is an insurance policy that allows the policy holder or beneficiary to receive a refund after a specified period or event. This agreement is between the policy buyer and the insurer. On the death of a policy buyer or other serious illness, the insurer must […]
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Is insurance a fraud or a necessity for financial security? Many people believe that insurance is a fraud designed to steal the hard-earned money earned through honest work. The government, insurers and financial institutions see insurance as a financial necessity. Who is right? Everyone is correct to a certain extent. But everyone is wrong to a certain extent. Insurance […]
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Is insurance affordable? Insurance companies tend to believe that the insurance they offer is affordable considering the risk involved. Most consumers believe insurance is not affordable due to their financial situation. How can you determine if insurance is affordable? How insurers decide affordability In order to determine affordability, insurers must decide if someone or something can be insured […]
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You may wonder why many UK insurers refuse to pay insurance claims. This is part of the agreement between the insured and the insurer, isn’t it? Yes. An insurer cannot refuse to pay legitimate claims. The insurer can, however, question the legitimacy and make a payment. Insurers are now making greater efforts to verify that a claim is legitimate. You […]
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It is crucial to fully understand the coverages of your policy when shopping for car coverage. This will allow you to choose the right coverage for your particular situation. Your insurance company might offer PIP insurance when you are getting a quote for car insurance in North Dakota. PIP insurance coverage in North Dakota is mandatory. However, some […]
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According to Bankrate’s 2021 study on annual premiums, the average cost of car insurance in College Station is $469 for a minimum coverage policy. A full coverage policy costs $1,584 more. To protect themselves financially and legally in the event that an accident occurs, every driver in College Station must have minimum coverage. In Texas, nearly […]
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The average cost for car insurance in Winston-Salem (North Carolina) is $399 per year for minimum coverage and $1,192 per year for full coverage. This average is still well below the nationwide average of $1,674 to cover full coverage. However, Winston-Salem drivers need to be aware of which carriers offer the best benefits for the lowest premiums. Bankrate used […]
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It is important to know how much refund you can expect if you cancel your errors & mistakes insurance policy within the first year. The insurance premium returned is the premium that was not used. Let’s suppose you have a 1-year policy with an annual premium of $2,000 and a $1,500 monthly payment. You might be eligible […]