Search Results for: insurance

Insurance plans that cover occupational therapy vary between private insurers, employer-sponsored plans and Medicare. Coverage varies based on plan type and may include deductibles, copayments and/or coinsurance charges. Original Medicare Part B provides better occupational therapy coverage than most health insurance plans; however, visits are still limited and medical documentation must be submitted. How to […]

According to data provided by Synchrony, an average American spends more than $5,800 each year on premiums, out-of-pocket costs and coinsurance premiums and out-of-pocket expenses such as prescription medications or over-the-counter remedies. Household spending on employer insurance premium contributions and out-of-pocket costs was found to vary widely depending on their income across states and nationally, […]

Insurance allows individuals and families to transfer financial risks onto an insurance provider for a premium, providing protection from unexpected events which might otherwise threaten their livelihoods. There are various kinds of insurance policies available, from auto to life. To get the best value from any policy you purchase, it is essential that you understand […]

Title insurance policies cost differently in each state, depending on a variety of factors that influence them; home purchase price and location being two primary determining factors in cost. Mortgage lenders require lender’s policy coverage while homebuyers may choose to buy owner’s coverage as well. Both of these expenses should be included with closing costs […]

Just like with health plans, you can use the Marketplace to compare dental plans. Some health plans may include dental coverage in their premium, while others provide separate dental plans. Outside of Open Enrollment, plan changes may only be possible if they meet certain eligibility requirements and qualify for a Special Enrollment Period. Cancel at […]

Learning how to read an insurance claim estimate is critical for homeowners, public adjusters and lawyers. Understanding what coverage exists can make a substantial impactful difference on a client’s case – not to mention on rates! Insurance claim estimates contain a code to indicate which cost database (Xactimate) was used, so ask your adjuster what […]

It’s exciting to be in your 30s. It’s possible to have greater financial security than ever before. You may feel more confident in your own skin and have a better idea of where you want to take your life. You need to ensure your financial security by purchasing the right car insurance. The average cost for car insurance […]

Are you thinking of installing a pellet stove in your home but worried about finding the right insurance coverage? You’re not alone. With so many insurance providers out there, it’s easy to feel overwhelmed and unsure where to turn for help. That’s why we’ve put together this guide to help you navigate the world of […]

Get ready to hit the road with your new car, but wait – can someone who’s not on your insurance policy drive it? This is a common question that many drivers ask themselves. Whether you’re planning to lend your vehicle to a friend, family member or just want to know more about the rules and […]

As we age, the cost of healthcare increases alongside our medical needs. Long-term care is a growing concern for many and with it comes the need for financial planning that includes long term care insurance. However, navigating the tax implications can be a challenge. Are you curious if your long term care insurance premiums are […]