The most destructive wildfires in American history The Insurance Information Institute has ranked the most costly wildland fires in America. According to its data, seven of the most destructive wildfires in California caused insured losses in excess of $1.5 billion. Camp Fire 2018, 2018: The total damages caused by the most destructive U.S. wildfire ever is estimated at […]
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You may have heard of the FDIC before, but what is it and does Icici Bank fall under its protection? The FDIC is the Federal Deposit Insurance Corporation, and it’s a government agency that protects consumers’ deposits in banks and financial institutions in the event of a failure. So, if your bank were to fold, […]
Many drivers assume they can’t afford collision coverage because it provides protection in the case of an accident that is not your fault. While coverage is important, every car owner must do a cost-benefit analysis to determine whether the protection is worth it. What situations do you need collision insurance coverage? Let’s take a look at […]
A salvage title is a designation given to a vehicle that has been damaged in an accident, fire, or flood. The term “salvage” refers to the fact that the vehicle has been salvaged, or saved, from being totaled. If you’re in the market for a salvage title vehicle, you may be wondering if you can […]
Our cars are safer thanks to new technology and tougher testing. Auto manufacturers seem to have started to make cars that exceed or meet the safety standards for their occupants. The newer cars offer greater safety in crashes as well as enhanced collision technology that has never been available before. On safe Car.gov, the National Highway Traffic Administration […]
If I drive my own car to work, does this affect my insurance? There are more than two million vehicles that use the public roads in the United States. There will be some vehicles that are being used for work, given the high number of registered vehicles. It is estimated that 1 out 4 vehicles are used […]
What’s Medicare? Medicare is a federal program for health insurance that covers around 43 million Americans. Age 65 and older Any age with kidney disease permanent or Any age with certain disabilities Medicare consists of the following parts: Part A: Hospital Insurance Part B: Medical Insurance Part C: Medicare Advantage Part D: Prescription Drug Part […]
When you’re shopping for a car, the last thing you want to worry about is insurance. Sure, it’s important to find a car that’s comfortable and fits your needs, but insurance is a whole other story. Which cars are cheaper to insure for young drivers? In this article, we’ll explore this question and provide you […]
When you’re a doctor, one of your most important responsibilities is to negotiate rates with insurance companies. If you want to keep your patients and see the same number of patients year after year, you need to be able to negotiate rates that are fair for both you and your patients. Here are four tips […]
Since 2008, when I moved to Colorado, I have witnessed firsthand the sweeping phenomenon that is afflicting our country. My wife says that the usual courtesy she received as a child in the Midwest has disappeared and is no longer available in the West. On numerous occasions, I explained to my wife that this isn’t a Denver […]