Search Results for: insurance

Winter months can prove dangerous for commercial property owners. Commercial property owners should be aware of this because icy walkways or parking lots can lead to lawsuits from employees and customers. Therefore, it is important to prevent ice and snow building up. Being environmentally conscious Because chemical products used for melting snow and/or ice eventually […]

Any warehouse operation that involves warehouse goods should have a finance department. They need to be aware of the escalating warehouse labour expenses and the excessive inventory. In its simplest form, an inventory control system creates efficiency around picking, receiving, putting away, picking, and shipping goods. With purpose-built logistic software, it ensures efficient work flows […]

Medigap plans help pay for out-of-pocket costs associated with Original Medicare. Medigap (also known as Medicare Supplement Insurance) covers the out-of-pocket health care costs you may incur with Original Medicare (parts A and B). There are 10 standard Medigap plans in most states. These plans have letter names and are sold by private insurance companies. The state regulates […]

If you own a medium or heavy-duty truck, then you know how vital these vehicles are to your business. These trucks transport valuable goods and equipment across the country and help keep our economy running smoothly. However, with such essential responsibilities comes a significant risk of accidents and damages that can put your investment in […]

Insurance premium tax (IPT), is a risk factor that captives and their parents often overlook. The tax benefits of self-insuring through offshore companies are generally lost. This means that the success of the captive industry depends on high levels of risk transfer expertise and risk management skills. Captives who are not properly prepared or informed […]

There are many options available to you when it comes to choosing an employee’s medical insurance plan. Namely; The Annual Premium The intermediary recommendation The benefits of the plan The insurance company We want to get there. Comprehensive Program to achieve the company’s objectives A reasonable premium Both the intermediary and the insurer should provide […]

Today’s insurance market presents unique challenges to HVAC and Mechanical Contractors. Although they are considered traditional contracting risk, they have become the center of mold-related claims and pollution over the past few years. The trend to hold these contractors to a higher standard that other trades is exacerbated by the fact that they are now […]

Most insurance underwriters can determine the risk quality for small and medium-sized businesses by looking at key factors like loss history, location and years in business. Revenues, management qualifications and accounting information are all important. For complex risks, such as those with revenue in the tens of millions or more, ratio analysis is required. The […]

Copyright refers specifically to laws that protect the rights of creative works from their original creators and subsequent legal owners for a set period. An industrial patent protects inventions or designs of tangible objects. A copyright, however, is not the same as one. Instead, copyrights relate to intellectual property, music, books, art, films and technology […]

Electronic transactions are becoming more popular with retailers. Many consumers have switched to debit cards and credit cards as their preferred method of payment. To ensure retailers adhere to security standards, the Payment Card Industry Data Security Standard was created (PCI-DSS). According to AIG Cyberedge, a pizzeria was found to be the common place of […]