Search Results for: insurance

Houses of Worship are united in their mission to support worshipers and help them with faith matters. Facilities can be closed suddenly due to unanticipated calamities, despite the importance of the institution. How can members of a church, mosque, or synagogue protect themselves against loss, other than prayer? Tailored insurance coverage is an absolute necessity. […]

Small businesses that are run from their home often overlook the need to have commercial insurance because of the low revenues they generate. Your profit is not always indicative of your risk exposure. It’s actually the small businesses that have the lowest revenues and the least resources to cover damages that can most benefit from […]

For any kind of accident or problem that may occur, it’s important to have the appropriate insurance policies for the building. The proper coverage for your building and all materials will be provided by a builders risk insurance policy. This policy covers only the building and its components as they are built. Structures that are […]

Insurance companies that offer restaurant insurance can provide endorsements tailored specifically to the restaurant industry. Many endorsements include the term “Food Contamination”. The policy provisions can be closely examined to see that the first party coverage (your property, your income) for food poisoning may vary from one insurance carrier. Many policies will not cover first […]

Do you own a small business or a mid-sized one? You should consider how much capital and other expenses you spend to build your business. Many small and medium-sized businesses don’t have enough financial support. They invest what little they have in working capital and purchasing raw materials. They must protect their investments. Insurance is […]

Marketing will save you from the povertyhouse, while compliance will keep your head above water. – Julius Caesar (100BC – 40BC) It is certain that things will be easier and more cooperative for me and you if I tell you upfront that the quote from Julius Caesar above would have been better translated as: “All Gaul […]

These are the excuses professional money managers and risk managers give for not having a hedging plan in place. We are still waiting for additional signals to confirm our suspicions. An article I read stated that the stock market had more upside. We’ll make a decision once the next quarter’s earnings are out. I have […]

According to the National Highway Traffic Safety Administration, the United States has over 6 million car accidents annually. While many of these are minor accidents, others are more serious and the U.S. is fourth in the world in terms of the number road fatalities. The right insurance company can help ensure that a car accident does not happen. You can save yourself […]

For the better part 2020, the pandemic has changed how most people live their lives. We have gone from social distancing and wearing masks to avoid COVID-19 spreading. As more Americans are vaccinated, many institutions are easing restrictions. People are beginning to explore the world and live life to its fullest. With summer coming up, many […]

You’ve probably been in a car accident. The adrenaline rushes and tensions rise at the accident scene. You may be dealing with insurance adjusters and car repairs days later. All the while trying to heal if you were hurt. If the accident was complex, like a hit and run, this stress can be even greater. Nearly 14% drivers in Kentucky are […]