Let me first explain a bit about the Interstate Commerce Commission (or ICC). To allow the trucking industry transport regulated commodities across state borders, the federal government created the ICC. To activate the ICC Truck Permit and maintain its validity, each authority needed to file an insurance claim. All filings must be made under a commercial auto […]
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Millions of teenagers in Britain embark on their journey to “independence” every year by applying for a provisional licence, also known as a learner’s driver’s license. After you have received a valid provisional driving license, you can take your driving theory exam. Driving Theory Test It actually consists of two tests. You will need to pass both […]
Introduction A deer can suddenly cross in front of your vehicle, especially on rural roads or at nightfall. Understanding deer behavior will help reduce the chance of your front bumper being struck by a deer. Your car could be severely damaged by a collision with deer. Your natural instinct to avoid an accident could actually increase your risk. This […]
College students are more likely to eat ramen (pre-packaged dried noodles three times a day, not fancy restaurant-style ramen). College life is costly and you don’t have a lot of flexibility in your income. It is expensive to rent a room and board, as well as books and other materials that can be used. Students need to […]
How can you make the best decision regarding your financial planning? There is so much speculation about the power of insurance companies and the way they are always in the news. I find the media is usually biased. While some people may have been given a hard time, there are many companies that have taken extraordinary steps […]
Most lenders require that borrowers have property insurance as part of their mortgage loan terms. However, just because you meet the lender’s requirements does not mean that your insurance is adequate. You need to understand your risks, your limits, your tolerances, and the types of insurance available in order to ensure that your real estate investment company […]
After you have purchased an annuity, life insurance policy, and named your beneficiaries you might never look back. This could be a huge mistake. Your ex-spouse will get the proceeds if you divorce and remarry, but you fail to change your beneficiary to your current spouse. Other life events, such as divorce or death, can be grounds […]
The American Rescue Plan Act was signed into law by President Biden in March. Much of the attention was focused on the stimulus payments. Especially if there are multiple eligible people in your household, $1,400 is not something to be sneezed at. However, depending on your situation, additional provisions in the $1.9 billion stimulus bill may […]
Although speeding tickets are not uncommon, there are consequences. You can expect to see ramifications for 3 to 5 years if you are convicted of speeding. When it comes to your car insurance, you can expect to see your premium to increase by an average of 23% per year after a speeding ticket. It can be helpful to […]
As the cost of living continues to rise, shared wall housing has become an increasingly popular option for many. However, with this trend comes a pressing question: how is shared wall housing insured? In this blog post, we’ll explore the ins and outs of insurance for those considering or currently residing in shared wall housing. […]