You want to protect your finances against repair and replacement costs, so you buy a home insurance policy. Although you may think that your policy will cover all your belongings in the event of a covered loss, the amount your insurance company will reimburse depends on the way they view the items. You need to understand how actual […]
Bodily injury claims are made when you are injured by the negligence or faults of another person. You will usually deal with the insurance company for the victim (if they have any insurance), but you may also deal with your own insurance company if the person you are dealing with does not have liability coverage. Uninsured bodily […]
A parking lot accident can ruin your weekend. Parking lots can be dangerous traps, as anyone who has ever been to the grocery store knows. It’s not unusual to see people running away from the store whileSmoking a cigarette or using their cell phone to communicate is a bad habit. Even worse is when you have a cellular […]
Many people have difficulty accepting the possibility that they may be at fault for an accident. This is especially true for elderly drivers with a clean driving record of 40 years or who have completed advanced driving courses. I still have a copy of a claim form that stated “This accident was not my fault” – I […]
Nearly all states require drivers to have auto insurance. Each state has its own car insurance laws. There are two types of states: fault states and no-fault. The main difference is how you are reimbursed for injuries sustained in an accident. It is crucial to find out if your state has no-fault or fault laws as a […]
The hurricane season is between June and November and most affects residents along the East Coast or Gulf Coast of the United States. Because they are powerful storms, rain and wind from hurricanes can reach states that don’t border the coasts. Meteorologists are unable to predict the exact path of a hurricane. It is crucial to plan […]
Are you tired of waiting for your insurance company to respond to your third-party claim? Do you feel like they’re taking forever, and you have no idea how long they should take? Well, if you live in Massachusetts, we’ve got the answers for you. In this blog post, we’ll be discussing the deadline insurers have […]
There are many reasons why you may be driving a car that you don’t own. Perhaps your car is inoperable and you need to borrow a vehicle from a family member or friend. Perhaps someone gave you a car, and they registered it in your name. You may wonder if you have the right to insure the vehicle […]
Equipment breakdown coverage covers your home’s appliances, and mechanical systems in the event of an electrical or mechanical malfunction. Typical homeowners insurance policies cover damage to household equipment caused by a covered event, such as a fire. Your home insurance does not usually cover electrical or mechanical failures. Some insurance companies offer a solution by providing equipment breakdown insurance to fill this […]
The average cost to raise a child in the US from the age of 17 years old is $233610. This figure is based on data compiled in the most recent Expenditures on Children by Families report completed by the United States Department of Agriculture (USDA). The estimated cost of raising children is based on a couple who has two […]
