What does it mean to be a loss assessor An insurance claimant’s loss assessor works for them to get the maximum cash settlement. You must have current insurance to be able to use the loss assessor’s services. They work for you and are independent. They work on a “no win, no fee” basis. If they succeed, their […]
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It is your responsibility as a business owner, or risk manager, to ensure a safe workplace. It is important to address all factors that can cause accidents in order to create a safe work environment. A Claims Management System is here to save the day. Organizations that are having difficulty managing claims and associated costs can benefit […]
Income protection insurance, which is not like life insurance, can create a monthly income in the event that an individual becomes disabled or is unable to work. Income protection insurance is a relatively new type of insurance policy, compared to other policies like life and endowment insurance policies. It offers unique benefits to those who are […]
Well, it’s here. It’s Deer Season. The opening day for the Bow Season in Michigan was October 1. Deer season brings a lot of Deer/Vehicle accidents. This is covered under Comprehensive Coverage. I was shocked at the number of people who didn’t know this when I worked in insurance. What is Comprehensive Insurance? You can get coverage for specific […]
Maintaining adequate business insurance can provide your organization with essential protection in times of emergency, but with so many options and paperwork involved in applying for commercial policies it may appear daunting. Take steps now to secure coverage that best meets the needs of your business, and save both time and money by taking small […]
CIT Bank is an established, trustworthy online bank offering competitive rates and benefits on savings and checking accounts, such as its eChecking account that earns interest as well as reimburses up to $30 in ATM fees per month. First Citizen’s Bank has been providing deposit insurance since 1898; up to $250,000 of your deposits per […]
We are all making significant efforts to save money and spend less in these uncertain times. Realizing that unemployment is possible, we are confronting our fears. According to financial experts, it is ideal that we have enough savings to last six months without being unemployed. However, it’s likely that we don’t have enough money in our savings to […]
You could be eligible for payment protection if you have mortgage, credit card, or loan repayments each month. If you work full-time and want to protect your income, then you could benefit from payment protection. A term used to describe a group of insurance policies that includes payment protection. These include income protection, loan protection, and mortgage […]
It is important to determine the car’s value for a variety of reasons. It helps you get the best price for your vehicle if you trade it in to a dealer or sell it to a third party. Today, many people research car values online before negotiating. Another area where knowing your car value may come in handy is in filing […]
Children are special… Life insurance is a special case in which children are considered to be unique. According to the new Mortality Tables, children are expected to live for many years (0-100+ year). Their life insurance rates are lower than those of an adult or teen, so they have a lower cost. After a child turns 14, they are […]