Search Results for: insurance

Over the years, the rate of traffic crashes in New Jersey has been increasing. New Jersey saw more than 6,000,000 drivers in 2019, so it’s not surprising that there were over 200 000 accidents in 2019. The New Jersey Assigned Risk Plan was created to address these concerns. This plan was created to ensure that high-risk drivers with poor credit are insured. […]

You might think it’s simple enough to check if a car is insured before you take it for a test drive or buy it, but the truth is, it can be complicated. Knowing whether the car you want to buy is insured correctly and legally should be a part of your due diligence when buying […]

Your driving record is the most important factor in your insurance premium, regardless of where you live. A DUI is probably the worst thing that could happen to your driving record. DUIs can lead to increased insurance costs and jail time. What does a DUI do to your insurance rates? A DUI is an indicator that […]

Drivers convicted in New Hampshire of DUI or DWI may need to carry an SR-22 certificate along with their insurance. Contrary to popular belief SR-22s do not constitute insurance. They are proof that you have the minimum amount of New Hampshire state-required insurance. The name of the required form can change from one state to the next. […]

A Minnesota DUI arrest is a serious traffic offense that can lead to severe consequences. Drinking and driving can result in serious accidents or worse. In the United States, there are approximately 30 people who are killed in car accidents involving alcohol every day – 1 death per 50 minutes. A DUI can result in legal fees, […]

Condos, townhomes, and condominiums can all be part of a homeowners or condo association. In exchange for the amenities and services offered to the community and building, these associations charge homeowners and condo owners dues. These amenities and services could include maintenance of common areas such as swimming pools and tennis courts as well as security measures or […]

There are approximately 229 million licensed drivers in the United States, but the driving conditions in each state are far from equal. Some states are notorious for their long commutes, congestion, snarls and fatalities as well as high traffic deaths. However, other states have smoother driving conditions and lower accidents. This contradiction is mainly due to the differences in […]

You may see the NAIC referenced when researching insurance companies. This can make you wonder about how it affects your coverage decisions. The NAIC will help you understand what you should expect from your insurance company. NAIC stands for National Association of Insurance Commissioners. This organization is responsible for overseeing insurance regulation in the United States. What […]

AM Best ratings may be mentioned when researching insurance companies. You may find particular rating information on a carrier’s website or in a review about a particular company. The AM Best rating scale does not provide much information about an insurance company, but it is more than just a letter grade. AM Best ratings are an industry standard […]

Your driving record is used to determine your premium when you apply for car insurance coverage. A clean driving record is a key to getting better car insurance rates. A DUI conviction can lead to major changes in your car insurance. These are the possible consequences of being convicted of DUI in New Jersey. What does a […]