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Term life insurance is the most affordable type of life insurance you can purchase. It only lasts for a limited time. The premiums paid for coverage that is not renewed after the expiration date have been forfeited. To give term life policy buyers a way to return some of their premiums at the end, the Return of Premium […]

Securian Financial was originally founded as Minnesota Mutual in 1880. The company was rebranded in 2001 as Minnesota Life Insurance. Fast forward to 2018, Minnesota Life Insurance adopted the name of Securian Financial, its parent brand. Securian Financial, the 8th biggest life insurance company in America, is currently the 8. It has more than 21 million customers across […]

Knowing the basics of how Medicare works can help you understand some of the expenses you’ll face. Medicare is the government health care program for people 65 and over, and its coverage plays an important role in containing medical costs as you age. Medicare benefits do not cover all costs. You’ll have to make decisions about how […]

The US Postal Service offers package insurance policies you can buy online or in person, or automatically insure certain mail classes automatically. USPS insurance is fully backed by the federal government and guarantees your coverage against potential claims. However, carrier liability does not extend to taxes or fees related to international shipments such as customs […]

Comprehensive car insurance may not be mandatory, but it may be worth investing in. Car dealerships and banks often require it if financing or leasing a vehicle from them. Consider whether theft and natural disaster coverage is worthwhile depending on the value and financing situation of your vehicle, your geographic area and what threats might […]

Car insurance rates depend on many variables, with vehicle make and model being one of the primary considerations. Drivers can often reduce costs by selecting a lower deductible amount and driving less frequently while bundling policies with one provider. Other variables to keep in mind when buying or leasing a vehicle include its safety rating, […]

Electric Insurance Company announced in 2021 as part of a major corporate restructuring, will sell their personal lines portfolio to Plymouth Rock Assurance as part of their major corporate restructuring and separate into three public companies. Established to provide employee health insurance at General Electric (GE), the company now sells home and auto policies as […]

If your dependents depend on you for financial support, life insurance can help cover funeral and end-of-life medical costs, estate taxes and any debts. As you age, term policies become less affordable; whole or universal life insurance may be a better solution as these can last until your death without needing medical exams or health […]

People often assume their auto or credit card policies provide adequate protection when renting a moving truck; unfortunately, this is not always true. Rental truck companies typically provide various protection plans, such as damage waivers, supplemental liability insurance, roadside assistance and cargo coverage. While costs can add up quickly when traveling long distances, such plans […]

Eye care providers now provide online shopping options with FSA and HSA accounts that accept prescription eyewear purchases, often creating a seamless buying experience and optimizing vision insurance savings. Moscot offers an easy 14-day return window (for store credit only) and has a massive selection of premium frames with an FSA-friendly website, providing virtual tool […]