You’ve just been named as a beneficiary in a trust or insurance policy, but who do you contact for information? Who do you call? Where can you find the answers you need? These are all questions that can be overwhelming and confusing when first confronted with them. Fortunately, this article will provide some helpful insight […]
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Home insurance is an important investment that can help protect your home, your belongings, and even yourself in the case of an accident or disaster. But how much does it cost? This article will explore the average cost of home insurance in California, as well as what factors might influence the price you pay for […]
Business credit cards are an ideal way to separate personal and professional spending, and may offer special perks tailored to small-business owners. But the way in which you use it matters as business purchases will be reported to different credit bureaus, which could have different impacts on your score. Furthermore, business cards may offer enhanced […]
International students studying in the US can use credit cards as an effective tool to build their credit history, making accessing other financial products such as loans or mortgages much simpler in the future. Most credit cards require an SSN for approval; however, some card issuers accept an ITIN as an acceptable alternative. Eligibility requirements […]
This is a common misunderstood problem: how to correctly insure “subject to” property. It is obvious that the “Due on Sale (DOS)” clause will be invoked, and the mortgage company will call the note. Despite being complex, there are some common sense rules of thumb that usually apply. Be the “first named insurance” if you or your company […]
Multi-discipline fraud is evident in the rise of practices that were created by practice building consultants to avoid or eliminate limited chiropractic insurance coverage. They are often associated with an MD. This type of practice is now less popular due to increased scrutiny and investigative interest on the part third party payers as well as state […]
According to the insurance association, about one-fifth of all cases of health care fraud involve consumers. Only a small fraction of all cases involve providers. Greg Anderson, director for corporate finance investigations at Blue Cross-Blue Shield Michigan, says that consumer fraud is something Greg does not take lightly. “We have 4.5million customers, and if each one of them […]
Many people make the decision to purchase life insurance so their loved ones will be protected in case of their passing. It can be difficult to understand the industry and you may not be aware of certain aspects about life insurance. How many people have life assurance? LIMRA’s 2020 Insurance Barometer Study found that 54 percent […]
Being involved in a car accident is one of the most stressful situations anyone can experience. After the initial shock and confusion of the situation, you may be left wondering what to do next. One of the first things you should do after being involved in a car accident is to contact your insurance adjuster. […]
Making an insurance claim can be a daunting process, as there are a lot of uncertainties and unknowns. You want to make sure you’re asking all the right questions when it comes to making that claim, so that you know what to expect and can get the most out of your insurance policy. In this […]