Based on U.S. Census data, Bakersfield is the largest city in California. It has a homeownership ratio of 59%. Bakersfield’s average homeowners insurance cost is $932 per year for $250,000 of dwelling coverage. This is significantly lower than the national average $13,312. Bankrate has compared top providers based on market share, including premiums starting in 2021, customer service ratings […]
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Oct
You finally got your hands on those tickets to see your favorite band play live. You’ve been waiting months, maybe even years, for this concert. But then, something happens. An emergency comes up and you can’t go. What do you do? Many people may not know that concert ticket insurance exists. And even if they […]
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Prices for home insurance in Richmond, Virginia an average $936/year for a $250K residence This is less than $80 per monthly for coverage. There are many options for homeowners insurance in Richmond, as nearly two-thirds residents own their homes. You may find that $946 per annum is too much for you to afford home insurance. Bankrate’s average rates include higher and […]
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You know how important homeowners insurance policies are for Aurora residents. A home in Aurora has a median value of $290,000. This is an investment worth protecting. In 2021, the average cost of Aurora home insurance is $1,896 per $250,000 dwelling. This is slightly less than the Colorado average $1,659. We evaluated the top-rated insurers in the area and compared […]
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No one likes to think about what could happen if they were responsible for an accident that caused serious harm or property damage, but it’s important to be prepared. That’s where personal umbrella insurance comes in. Personal umbrella insurance is an extra layer of protection that can help cover costs above and beyond your regular […]
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You may be wondering, does insurance cover chiropractor? The answer is that it depends on your particular insurance plan. However, many insurance plans do cover chiropractic care. Chiropractic care can be an effective treatment for a variety of conditions, such as back pain, neck pain, headaches, and more. If you are considering seeing a chiropractor […]
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The answer to this question is unfortunately, no. Despite many people’s best efforts, no one has yet been able to win a case for Diminish Value with the Insurance Commissioner. This is because the Commissioner does not have the authority to award damages for Diminish Value. Only a court can do that. And so far, […]
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Oct
When it comes to insurance, there are a lot of unknowns. For everything from car accidents to home repairs, we rely on our insurance companies to have our backs—literally. But what about when it comes to something like stem cell therapy? Stem cell therapy is a hot topic right now, especially when it comes to […]
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Oct
There’s a lot of confusion about what counts as income and what doesn’t. And when you’re trying to figure out your taxes, the last thing you want is to be surprised by what the IRS considers income. So, is life insurance considered income? The short answer is no, but it’s a little more complicated than […]
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Oct
After an accident, the last thing you want to worry about is whether or not you have to use your insurance money to cover repairs. But unfortunately, this is a question that many people have to ask themselves. So, do you have to use insurance money for repairs? The answer is: it depends. If the […]