Category Archives: Credit Cards

When Can a Credit Card Issuer Raise Your Interest Rate?

If your credit card company raises its interest rate unexpectedly, it’s essential that you understand why. In certain circumstances, timely payments could bring back down the rate after six months if that is possible. Banks typically give 45 days’ notice before raising your rate; however, there may be exceptions where this requirement does not need […]

Amex Gold Benefits Guide

Amex Gold is an excellent option for travelers looking to earn rewards while dining and grocery shopping abroad, offering one of the highest earning rates, including 4x points at restaurants globally and US supermarkets (up to an annual cap of $25,000). Cardholders of Amex Gold also can take advantage of global assistance benefits, including access […]

How to Use 0% APR Credit Cards For Home Renovations

Credit cards can be an excellent way to finance home renovations. Many credit cards offer 0% interest and rewards programs; some even feature balance transfer features at no cost. However, it’s essential to recognize the risks associated with using credit cards for home renovation. Without being disciplined and sticking to a budget, credit cards can […]

Perks of Having Personal and Business Cards From the Same Issuer

Business cards provide contact information, introduce companies, brands or individuals and can even convey an important message visually. Holding both personal and business credit cards from one issuer can bring many advantages. But in order to take full advantage of them, responsible management is required:. 1. Convenience Have both personal and business credit cards from […]