Category Archives: Credit Cards

Credit cards provide college students with a convenient means of transitioning between student loan debt and adult life, and helping to build healthy credit by practicing responsible spending and debt repayment habits. To qualify for a student card, applicants may be required to provide evidence of income or find someone willing to co-sign the application. […]

Cash back credit cards can be an invaluable addition to your travel points and miles strategy, providing welcome bonuses, unlimited matched cash back earnings and some of the most appealing card perks such as Global Entry/TSA PreCheck application fee credits or airport lounge access. Travel cards offer attractive rewards programs and premium features, but may […]

Credit cards can open a world of financial opportunities to young adults — provided they use them responsibly. College students just beginning the credit card scene may benefit from applying for student credit cards to build up their credit score and improve approval chances. At the core of any successful first credit card is research. […]

Inflation can drain the purchasing power of your dollars, increasing costs on everything from gas and groceries to repairs and maintenance bills. Fighting inflation typically means cutting back on unnecessary spending and increasing savings, but what if there’s no room to make cuts? In such an instance, credit cards can provide another tool to counter […]

Capital One Venture Card offers an attractive 75,000 mile welcome bonus when you spend $4,000 within three months of opening an account, as well as additional valuable recurring benefits such as an annual travel credit and TSA PreCheck or Global Entry application fee credit. Other cards may offer higher rewards rates in certain categories, but […]

Uber and Lyft credit cards provide enhanced earnings on rideshare spending as well as other valuable card perks. When choosing the ideal card for Uber or Lyft use, consider your individual preferences and spending habits, such as how many rewards you wish to earn and whether or not an annual fee applies. Some cards offer […]

Baggage fees can quickly add up when traveling with a family. But the right credit card can help save you money by covering these charges directly. Co-branded airline cards often provide many perks, including complimentary checked bags. Unfortunately, these benefits tend to be limited by which carrier you fly with. Other cards, like the National […]

Credit cards can be powerful tools for building credit and reaping the rewards they bring, yet misusing credit cards can have adverse effects on both your finances and credit history. Excessive use can lower your score, result in expensive interest rates and put you on the path towards debt. Understanding how to avoid common credit […]

Discover it Balance Transfer card is an outstanding solution for those seeking to reduce credit card debt. Boasting an extended 0% introductory APR offer and generous rewards program which matches all cash back earned during its inaugural year, it stands out among competing cards. But if you need extra time to pay down debt or […]

If your credit card company raises its interest rate unexpectedly, it’s essential that you understand why. In certain circumstances, timely payments could bring back down the rate after six months if that is possible. Banks typically give 45 days’ notice before raising your rate; however, there may be exceptions where this requirement does not need […]