Category Archives: Finance Guide

Supplemental employee life insurance is a type of insurance that covers employees (and their families) in the event of an unexpected death. Supplemental employee life insurance is typically offered as part of an employer’s human resources policies, but it can also be obtained independently. Supplemental employee life insurance may provide financial protection for the employee […]

The stock market plunged dramatically, wiping out more than a year’s worth of gains. Are we in 2008 again? Is this the sign that we are heading for a double dip recession due to the panic created by the current international market issues? This could mean that we will see a drastic reduction in job numbers, as recent […]

It is important to have liability insurance. Most states require that motorists maintain minimum liability coverage on their vehicles. It protects you from the costs associated with injuries and damage caused by another person in an auto accident in which you are deemed to be at fault. The policy consists of two parts. There are two parts […]

Practically every South Carolina driver dreams of affordable car insurance. Guess what? Follow these tips and your dream may come true! Let’s begin with the basics. Your car. You may not be aware of the fact that certain cars are more expensive to insure than others. It is a good idea to speak with your agent about car insurance to […]

It can be difficult to maintain a car insurance policy in Arizona, or obtain new coverage after a DUI conviction. A DUI in Arizona doubles the driver’s average premium, which is the same percentage as the national average premium. Arizona DUI laws If you are 21 years old or older and have a BAC (Blood Alcohol Concentration), […]

When you’re considering whether or not to call an air ambulance, one of the first things you may want to do is check your insurance policy. After all, is it worth shelling out extra money for something that may not be covered? In this blog post, we will explore some of the factors you may […]

Are you sure that your single-families are properly insured if they catch fire last night? Would you be covered if your apartment building was blown off its roof by a spring storm? Is your subject-to exposure protected? It is important to understand what coverage you have before making a claim. While it is nice to save some money to […]

Iowa drivers are not required to purchase car insurance. You are not required to purchase car insurance if your driving record is clean and you have the financial resources to cover any accidents that may occur. Iowa drivers are not allowed to drive without insurance. It is therefore important to be aware of what you should […]

Comprehensive automobile insurance provides important coverage. It covers most types of damage to your car that doesn’t involve an accident with another vehicle. OTC, or other than collision insurances is a common name for this type of coverage. Although it is sometimes shortened to “comp”, brokers and agents often refer to the exact same thing. Comprehensive will cover […]

You may have received letters from your lender, but they could be from someone else if you recently bought a house or refinanced your mortgage. These solicitations come from Mortgage Protection companies, who paid good money for public records searches to locate you. Is Mortgage protection really necessary? The answer is “Yes” and “No.” This may seem contradictory […]