Category Archives: Finance Guide

Cheap Car Insurance and Car Safety – Winter Driving and Emergencies

Winter brings with it many hazards that motorists need to be aware of. This applies to those who live in areas where extreme winter conditions are common, as well as motorists who live where they do not expect to experience extreme winter conditions. Winters are becoming more severe by their very nature. Driving in these conditions is […]

Lowering Your Car Insurance Premiums by Cleaning Out Your Garage

You might start by focusing on the important things like anti-theft devices and defensive driving classes when you are trying to lower your auto insurance premiums. This is not a bad idea. After all, any step that lowers your premiums will be a good thing. You may not be paying enough attention to the simple money-saving measures […]

How Car Insurance Protects You, How To Get It, And A Look At Payment Options

Everyone looks forward to driving a car as they age. Driving is often a sign that you are “coming of age.” A driver’s license is often the first time in a person’s life they are able to take on real responsibility. You may have heard the term “financial responsibility” for car insurance. Let’s look at the reasons. All drivers […]

Auto insurance for high-risk drivers in South Carolina

Two car accidents per hour are caused by distracted driving in South Carolina. According to the Insurance Institute for Highway Safety, South Carolina has the #1 fatality rates for every 100 million miles driven in 2019. High-risk drivers may have higher premiums if they are convicted of speeding or DUI, have lapsed coverage, or have an at-fault car accident. It can […]

Can I Buy A Private Health Insurance Policy?

One of the most common questions people have is whether or not they can buy a private health insurance policy. After all, when you’re on your own, it makes sense to have some form of protection. Is buying a private health insurance policy really as simple as filling out some forms and clicking “buy”? Actually, […]

Bare Minimum to Full Coverage: Picking a Plan and Ensuring Your Provider Honors It

All 50 states require that drivers have insurance. This means you might be faced with the decision of purchasing your first policy, or switching providers. It is important to take care when buying insurance. You might be overwhelmed by all the benefits and prices offered by each company as you shop around for the best insurance policy. These […]

How Is An Employer Taxed On Split Dollar Life Insurance?

When you buy a life insurance policy, you’re probably thinking about the benefits it will provide in the event of your death. But what about if you pass away while employed by your employer? Do they have to pay taxes on the policy? The answer is surprisingly complicated, and depends on a few factors. In […]