Category Archives: Finance Guide

Is Camera Insurance Worth It?

Camera equipment can be an expensive investment; its replacement could run into the thousands. A separate policy covering theft, accidental damage and travel with gear could provide peace of mind at a nominal monthly premium cost. Standard homeowner and renters policies often offer the ability to add equipment for an additional premium; however, coverage often […]

How Long to Keep Expired Insurance Policies?

Maintain your insurance documents until any claims are settled – this applies for car, home and business policies alike. Claims-made insurance policies must be kept for an indefinite period (or until their tail period elapses), while liability policy claims may arise even long after its term has ended. Therefore, both should remain active. Home insurance […]

Sales Scripts That Identify You As an Expert and Get You the Policy Now

Selling more insurance policies doesn’t mean revealing new coverage areas. Selling more insurance policies is not about selling to prospects. If you offer a discount, prospects will believe there are more discounts available. You are in trouble if you start conversations about discounts or new coverage areas. The first few minutes of a conversation don’t serve to build […]

National Association of Health Underwriters – 4 Ways Agent Members Can Stand Out in the Crowd

You probably know that the National Association of Health Underwriters offers many benefits for health insurance agents who have joined. Like thousands of NAHU members, you have access to local chapter meetings and CE classes. You will receive the state and national magazine for agents. You can also access the online resources on the national member website. […]

Is Phcs Good Insurance?

Are you considering Phcs insurance but unsure if it’s the right choice for you? With so many insurance options out there, it can be overwhelming to choose the best one. That’s why we’re here to help! In this blog post, we’ll dive into everything you need to know about Phcs Insurance – what it covers, […]