Category Archives: Finance Guide

Best cheap car insurance in Norfolk

Average annual car insurance costs in Norfolk are $570 for minimum coverage, and $1,499 to cover full coverage. Bankrate’s most recent study of quotes premiums from Quadrant information Services revealed that there are many car insurance companies in Norfolk with minimum coverage rates below $373 (USAA), and $386 (Geico). The city’s average for minimum coverage auto insurance […]

Auto and renters insurance

You might not believe you need insurance if you rent. Your landlord should have coverage for your building. You are responsible for all your belongings if you do not have renters insurance. What if your home was damaged by fire or theft? Renters insurance is usually very affordable. You might even be able make it cheaper by purchasing a […]

LLC’s and Trusts: To Insure Properly or Not

A prospect or client saying these phrases can cause fear in an insurance professional. “My home is in trust” or “I own properties within an LLC.” Clients are increasingly able to obtain a trust or form an LLC. In the old days, corporations were in “Commercial” and individuals in “Personal”. There are always those “gray” situations that […]

Medicare Part D Prescription Drug Plans: What You Need to Know

Medicare Part D is the optional portion of Medicare that covers prescription drugs. Medicare Part D, an optional program that covers prescription drugs and is offered by private insurers under federally approved plans, is available. The monthly premium for most recipients varies depending on the plan. There may also be co-pays or other costs. Part D was […]