Category Archives: Finance Guide

The worst recruiting methods for independent broker-dealers are in the industry. They are focused on top independent brokers who want to sell their products. Learn why they are so obsessed with their products and how you can reverse this strategy. These independent Broker-Dealer’s shy away from trying to recruit insurance producers who already hold a series 6 […]

When it comes to purchasing life insurance, one of the most important considerations is finding a reputable and trustworthy provider. With so many options available in today’s market, it can be challenging to know which companies are legit and which should be avoided. One such company that you may have come across is Globe Life […]

Your insurance deductible is the amount you pay before your insurance kicks in. A higher deductible will lower the total cost of your policy. Although you don’t want to be forced to file an insurance claim, you will at least get reimbursed for any money you spent. Not quite. Your insurance company will subtract your insurancedeductible […]

The home ownership rates in Memphis are lower than other areas of the country. It is important to find affordable home insurance for those who own their homes. For a home worth $250,000, homeowners insurance Memphis costs $2,023 annually. This is significantly more than the national average price of $1,312. Residents in Memphis complain that home insurance costs are higher than the national average […]

Danger Zone: If your prospect is telling you what they want, you need to realize that you have a problem. This is a perfect selling scenario for a younger agent. They believe they can make a quick presentation and grab the sale quickly. An experienced insurance agent will know that this client is a hot potato and can […]

Buying a home is one of the most significant investments you’ll make in your lifetime. It’s an exciting time, but it can also be overwhelming with all the paperwork and legalities involved. One essential aspect that you shouldn’t overlook is title insurance policy. Title insurance protects your ownership rights to the property and provides peace […]

Car insurance rates can be complicated and depend on many factors. Your credit score is used in rating factors in most states. According to data from Quadrant Information Services, drivers with poor credit pay on average 103% more for auto insurance than those with good credit. You could be charged more if you don’t have a good credit […]

Public liability insurance is mandatory for every business with public movement within its premises. Public liability insurance protects against damage to customers’ property, health or reputation. It also covers legal costs incurred to defend lawsuits. A policy holder can claim his insurance in all of these situations and the insurance company must cover him. But, […]

The trick is to move from survival mode to prosper mode. It is important to avoid any of the seven sinkholes which can cause a business to fail while charting this course. Patricia Schaefer lists these in her book, “The Seven Pitfalls of Business Failure and how to Avoid them,” as follows: 1. Start a […]

Who is This Article for?This article is for contractors who have bid on public works projects (generally under $5 million) and are interested in larger projects Most contractors who work in the public sector will eventually reach a point where they look longingly at the coming bids list, wondering how they could qualify for the […]