Category Archives: Finance Guide

Auto insurers in Colorado offer Gap insurance (“guaranteed assets protectIon”) coverage. Gap insurance is a type of coverage that pays the difference between the outstanding car loan and the amount of insurance proceeds after the vehicle’s total loss. This “gap” is for drivers who are concerned about financial risks when driving a new vehicle. What is gap insurance? […]

A DUI in Nebraska can cause your car insurance premiums increase significantly. Nebraska residents see an average increase in auto insurance premiums of 80%. This is lower than the national average (+99%). After being convicted for DUI in Nebraska, this is just one obstacle people have to overcome. The driver must find an auto insurance company that will […]

One of the best ways to make sure you’re getting the best deal on homeowners insurance is to periodically comparison shop and check if you can get a better price with a different insurer. You might want to ask if you can get a better rate with another insurer if you find one. You can, the good news […]

Rockford, Illinois is considered one the most safe places to drive in the country. Allstate’s America’s Best Drivers Report ranked Illinois as the #32 in terms of safest driving. It is very unlikely that a driver will file a claim more than once every 10.9 years. Insurance premiums can be affordable because of this. Bankrate’s 2021 pricing survey found that Rockford […]

Fresno offers a range of affordable housing options and home-buying assistance programs to assist residents in owning a home. The programs do not cover the cost of buying a home. However, the buyer would still have to pay taxes and insurance. For a $250,000 home, the average home insurance Fresno costs $916 per annum. There are many ways to cut down on […]

Flooding is quite common in Georgia. Each year, flooding in Georgia is a common occurrence. Flood damage is not covered by traditional homeowners insurance. Georgia homeowners should purchase flood insurance. Flood insurance is important for Georgia homeowners Although hurricanes are not common in Georgia, the state is subject to other severe weather conditions that can cause flooding. Georgia suffered from […]

California, like most States, requires you to pass a government-mandated license exam before you can sell insurance. You must also complete 52 hours of prelicense training. Thankfully, this can be done online. You will need to pass separate license exams and take separate training courses in order to sell property and casualty insurance. This is different from […]

You have to believe that your insurance company will hold you hand and guide you every step of the way when you begin your insurance career. This was the feeling thousands upon thousands of new agents felt this year before realizing that their careers were doomed. Your career is yours to decide. There are two main ways […]

The annual period runs from Jan. 1 to March 31. You have the opportunity to cancel your Medicare Advantage Plan if you are unhappy with it. The Medicare Advantage Open Enrollment Period opened January 1. If you are enrolled in a Medicare Advantage plan, you can take any of these actions during this time period […]

If you’re splurging on an amazing gift this year, it makes sense to protect your purchase. While it is great to exchange gifts with loved ones, a lost or damaged gift will not be remembered. Before you rush to the jewelry shop with a $5,000 necklace in your hand, plan to insure it. You should have insurance […]