Category Archives: Finance Guide

Geico is most well-known for its auto insurance which covers more than 28,000,000 vehicles. However, it also offers other insurance through its partners. Geico renters insurance, which is not provided by Geico, is provided by third parties. Once you have completed the quote process, you won’t know which insurer you were paired with. If you have […]

Flooding is one the most devastating and costly natural disasters. Flooding can cause widespread destruction of entire communities at its worst. Even if flooding only affects one home, it can have a devastating financial impact. This is especially true because standard homeowners’ insurance excludes flood coverage. Separate flood insurance policies can be purchased to help homeowners and renters in the aftermath […]

Danger Zone: If your prospect is telling you what they want, you need to realize that you have a problem. This is a perfect selling scenario for a younger agent. They believe they can make a quick presentation and grab the sale quickly. An experienced insurance agent will know that this client is a hot potato and can […]

Buying a home is one of the most significant investments you’ll make in your lifetime. It’s an exciting time, but it can also be overwhelming with all the paperwork and legalities involved. One essential aspect that you shouldn’t overlook is title insurance policy. Title insurance protects your ownership rights to the property and provides peace […]

Your insurance deductible is the amount you pay before your insurance kicks in. A higher deductible will lower the total cost of your policy. Although you don’t want to be forced to file an insurance claim, you will at least get reimbursed for any money you spent. Not quite. Your insurance company will subtract your insurancedeductible […]

The home ownership rates in Memphis are lower than other areas of the country. It is important to find affordable home insurance for those who own their homes. For a home worth $250,000, homeowners insurance Memphis costs $2,023 annually. This is significantly more than the national average price of $1,312. Residents in Memphis complain that home insurance costs are higher than the national average […]

Car insurance rates can be complicated and depend on many factors. Your credit score is used in rating factors in most states. According to data from Quadrant Information Services, drivers with poor credit pay on average 103% more for auto insurance than those with good credit. You could be charged more if you don’t have a good credit […]

Public liability insurance is mandatory for every business with public movement within its premises. Public liability insurance protects against damage to customers’ property, health or reputation. It also covers legal costs incurred to defend lawsuits. A policy holder can claim his insurance in all of these situations and the insurance company must cover him. But, […]

The trick is to move from survival mode to prosper mode. It is important to avoid any of the seven sinkholes which can cause a business to fail while charting this course. Patricia Schaefer lists these in her book, “The Seven Pitfalls of Business Failure and how to Avoid them,” as follows: 1. Start a […]

Who is This Article for?This article is for contractors who have bid on public works projects (generally under $5 million) and are interested in larger projects Most contractors who work in the public sector will eventually reach a point where they look longingly at the coming bids list, wondering how they could qualify for the […]