Category Archives: Finance Guide

Food Contamination – What’s Really Covered?

Insurance companies that offer restaurant insurance can provide endorsements tailored specifically to the restaurant industry. Many endorsements include the term “Food Contamination”. The policy provisions can be closely examined to see that the first party coverage (your property, your income) for food poisoning may vary from one insurance carrier. Many policies will not cover first […]

Intellectual Property – A Growing Concern for Many Types of Businesses

Our company was approached by a potential client a few weeks ago to obtain Intellectual Property Insurance. Although he didn’t fully understand the coverage, he demanded that a policy be issued as soon as possible. There were some red flags raised by this. After further discussion, it became apparent that his software company was being […]

Critical Covers Required by Small and Mid-Sized Businesses

Do you own a small business or a mid-sized one? You should consider how much capital and other expenses you spend to build your business. Many small and medium-sized businesses don’t have enough financial support. They invest what little they have in working capital and purchasing raw materials. They must protect their investments. Insurance is […]

Environmental Impairment Liability Insurance (EIL)

Environmental Insurance deals with insuring pollution related loss exposures. There are many ways to legally be exposed to environmental loss. Negligence is one area. Negligence refers to the inability to use the usual, customary, and reasonable care required for this type of situation. Intentional torts and civil wrongs can also result in liability exposures. Inherent legal […]

Geico vs. Safe Auto

Geico was founded in 1936 during the Great Depression. It currently holds 13.78% of the private passenger car insurance market. Geico was founded by government employees and military personnel. Today, Geico serves customers from all walks of life. Geico is a specialist in auto, home, and business insurance. Safe Auto, a relatively young company, was founded in 1993 […]

How to Sell Disability Insurance – Plan Design Key to Corporate Executive Market

The corporate executive market is a great place to start if you are looking for a lucrative market in disability insurance. Many of the millions of small and mid-sized businesses in America offer no income protection for employees with disabilities. Even those who do offer coverage, it is often insufficient, especially for upper- and middle management. There […]

Car insurance for Hyundai

It is mandatory that all motor vehicles must have adequate insurance coverage in most U.S. states. Your insurance costs can be affected by your driving record, location, and age. There are some vehicles that are more affordable than others. Prices also vary between insurance providers. Budget cars are generally more expensive to insure than older models and larger cars. Insured cars […]

What Types of Commercial Insurance Should I Purchase?

When you have your personal enterprise, chances are you’ll be bewildered by the vary of economic insurance coverage you want. A few of these types of insurance coverage are required by legislation, whereas others is perhaps stipulated by numerous skilled our bodies so as so that you can observe. In different instances, insurance coverage is […]