Category Archives: Finance Guide

Health insurance provides coverage for doctor visits, hospital stays, prescription costs and preexisting conditions as well. Monthly premiums typically are paid through employers or the government. Get the plan that’s best suited for you and your family by understanding how various plans work – premiums, deductibles, copayments and coinsurance all play an integral part. Health […]

Indexed universal life (IUL) policies differ from traditional whole life policies in that they allow cash value accumulation tax-deferred. Their accumulation is determined by market index performance rather than contractual guarantees, so IUL policies provide tax benefits while offering potential cash accumulation benefits. Clients tend to embrace IUL when properly explained and illustrated; however, many […]

The United States is seeing a shift in driving habits. Many people, especially in urban areas, are less likely to drive and more dependent on Lyft or Uber for transport. Many people have adapted to remote work, and many of them have eliminated their daily commutes since the pandemic. The best auto insurers found ways to market to this growing […]

The Forex market, also known as Foreign exchange market, is one of the most volatile and largest markets in the world. Because of its many advantages, it has attracted thousands worldwide. This forex trading guide will provide all the information you need. This article is suitable for both novice and experienced traders. This article contains all the information that […]

A combination of motivational words and inspiring words will make it easier for insurance sales to be successful. If you don’t have the ability to inspire and motivate your prospects, they will hesitate to make a purchase. Learn how to create compelling insurance presentations that are not just copied but written from the original. COMPARISON TO a […]

If you itemize, premiums, copayments and certain other expenses may be deductible. You may be eligible to deduct Medicare costs such as copayments or premiums if you itemize your income taxes. Unreimbursed medical or dental expenses may be deductible if they exceed 7.5% your adjusted gross income. Part A premiums can be deducted under certain circumstances. […]

Being an insurance adjuster is a responsible decision. Especially if you are an independent adjuster. This means that you need to know what gear and equipment an adjuster needs in their field. Independent insurance adjusters are independent contractors and often have to provide their own equipment. There are eight things every independent adjuster should have in their […]

Insurance agencies must do many things to ensure their business grows each year. These same activities can be used to help agencies identify areas that need improvement. Monitoring your quote volume is one of the best ways to track your business’ growth and pinpoint areas that are lacking. Monitor your quote volume by looking at the quotes […]

Do you have the ability to sell insurance? Your future is bleak if you feel powerless, exhausted, or defenseless. Learn what sets the pros apart from the inept insurance agents. A weak insurance agent who aggressively sells is a very weak one. An insurance representative who is caught up in objection traps is also a weak one. Both are […]

While consumers might pay slightly more than the average for home insurance, Chubb policies include high-end features not offered by other companies. There are also safety-focused discounts and a number of additional features. Chubb is a top-rated homeowners insurance policy because of its low complaints and broad coverage. Chubb home insurance coverage There are many ways […]