Nearly every state requires drivers have liability insurance. Drivers can have their liability insurance cover them if they cause injury or property damage while driving. Yet, many people drive without the legally required liability insurance. According to the Insurance Information Institute (III , one-eighth of all drivers are not insured today. What happens if you are not at fault […]
Category Archives: Finance Guide
10
May
May
Asking these questions can help you get the coverage you need at a price you can afford. Although purchasing insurance is not as enjoyable as buying new furniture or paint colors, it is a crucial part of homebuying. Your homeowners insurance policy is a financial safety net in case of a disaster, so you’ll want to ask a […]
10
May
May
Many Birmingham families are concerned about finding affordable homeowners insurance. Alabama currently has two active disaster declarations by FEMA. It is essential to have adequate coverage to protect your assets from financial turmoil due to the many severe storms, hurricanes and tornadoes that frequently occur in the state . According to Bankrate’s 2021 annual premiums, the average cost for […]
10
May
May
Freeway Insurance is relatively new to the insurance business. It was founded in 87 and claims to be the “largest privately-held insurance distributor company”. This means that you will not be tied to any one company. No matter how much or how little insurance you need, Freeway Insurance Services will help you find the best coverage. Freeway can help with […]
10
May
May
Lincoln Financial Group was founded in Fort Wayne, Indiana. It has been selling life insurance products since 1905. Lincoln Financial Group’s insurance companies, The Lincoln National Life Insurance Company and Lincoln Life and Annuity Company of New York offer life insurance in all 50 States and the District of Columbia. Lincoln Financial provides personal life insurance through an […]
10
May
May
Regrettably, information breaches and other cyber criminal activities are ending up being method too typical. In the past couple years, information breaches have actually led to significant fines and legal costs– not to mention headaches– for a discount rate retail chain, among the country’s biggest banks, a popular health insurance provider, a home entertainment network […]
10
May
May
Alabama residents pay an average $1,623 per a year for full-coverage car insurance, and $469 for minimum coverage. However, there are many ways to get a lower policy. There are many factors to consider when selecting a car insurance company. However, the most important consideration for many drivers is finding the lowest car insurance rates in Alabama. A […]
10
May
May
It’s not surprising that Kansas, a state that is prone to storms, is among the most expensive for homeowners insurance. According to Bankrate’s 2021 analysis of annual quoted premiums, Kansas homeowners spend an average of $2694 per year, or $255 per month, for $250,000 of dwelling coverage. The Kansas Insurance Department has reported that in 2020 there were more than […]
10
May
May
You may be able to find life insurance that doesn’t require you to have a physical examination if you are unable to schedule a medical exam or don’t want to do blood draws. It is possible to get life insurance without having to undergo a medical exam. A group plan purchased by an employer may offer life insurance […]
10
May
May
Open enrollment allows you to sign up for or modify your health insurance plan. If your plan is offered by an employer open enrollment gives you the opportunity to unsubscribe if you don’t want the coverage. Unless you have a qualifying event, you can’t sign-up for health insurance if you don’t register during open enrollment. The health […]