Category Archives: Finance Guide

The insurance industry had a record 2006 year. 60 billion dollars in profits were made, which was one of the highest grossing years in industry history. This record return was due in large part to the 2006 hurricane season which was more successful than those of the previous years. Insurance companies were forced to raise […]

Profit is what you are in business for. You want to increase margin and not turn over. Credit Insurance is the only way to achieve this. Credit Insurance meets all criteria for B2B companies selling credit terms. You will be more profitable because you can sell more, which will increase your efficiency and reduce your […]

According to the latest available data, 2015 saw more than 60,000 accidents in Kansas. This resulted in more than 18,000 injuries and 355 deaths. Kansas car insurance is an essential part of financial planning. You can protect your financial future from the destruction that could result from an accident. Kansas has a median cost of car insurance that is […]

In the old days, sailors used a term to describe a state where they were motionless and had no wind to propel them. Although you may have heard it many times, you probably haven’t thought of it in connection to disability insurance. Are you right? Here’s your wakeup call: It is time to THINK! A staggering 30% of […]

The coverage the insured can get varies from the minimum coverage provided by the S.G. Policy (Ships and Goods Policy), to the full protection of “All Risks whatsoever”. The S.G. Policy protects goods from damage or loss (total and partial) due to the perils of sea. The goods in transit are also exposed to additional […]

A company purchases insurance with the expectation that they won’t need it. When they do have to file a claim, they expect it to be handled smoothly. It is expected that legitimate claims will be paid and that bogus claims won’t. While most claims are dealt with without incident, there are some cases that we […]

A commodity futures contract allows you to exchange a certain amount of a commodity for a set price at a future date. These contracts are used by investors to protect themselves from the risk of price fluctuations in futures’ underlying products or raw materials. Futures contracts are used by sellers to lock in prices for their commodities. […]

Insurance Seminar Tips The biggest concern is “What if there are no insurance agents at my seminar?” It should be changed to “What if all my marketing and recruiting money is spent on a seminar, but not one qualified agent signs a contract?” Even worse, there are no contracted agents available to help you produce business. It […]

The trend in disability insurance is to sell multiple policies in one place, rather than single policies. Carriers who are able to benefit from multi-life business and the high-quality customers it brings, find this trend a good business move. Insurance agents also find it beneficial in terms of increased persistence, higher commissions and additional sales when new […]

A wave of early retirements is being triggered by the economic and health crisis. Some older Americans have been laid off or decided that it was not worth taking the COVID-19 risk at work. Unexpected retirement can cause many financial problems. One of them is finding affordable insurance that covers you until you reach 65. There are options […]