Category Archives: Finance Guide

Gap insurance Massachusetts

Most people have heard that a new car is worth less the first time it leaves the lot. This simplified explanation of “vehicle deduction” is not the best. If you finance a vehicle, it could be worth less than the vehicle’s depreciated value. This isn’t a problem for Massachusetts drivers, who would rather own a new car. However, […]

Safeco vs State Farm

State Farm policies and products differ from Safeco. Safeco was established in Seattle in 1923 as the General Insurance Company. It was then bought by Liberty Mutual in 2008. According to yougov, Safeco has the highest popularity among millennials. Safeco was created to offer the highest level of service via the mobile app, website, or independent agents. State Farm is the […]

21st Century Insurance Review: Car & Home

21st Century Insurance is a small insurance company that serves California and Hawaii. It is well-known for its quick claim turnaround and excellent customer service. While most business is conducted online or by phone, policyholders can access 24/7 claims coverage through the Farmers Claim Services. 21st Century also offers homeowners, flood, and life insurance. car insurance however, is their bread-and-butter. […]

The Making of a Multi-Million Dollar Insurance Salesperson

Every salesperson or agent dreams of becoming a millionaire. One individual was able to become a multi-millionaire insurance salesperson. Half of the insurance agents who are recruited make less than $50,000 before they can start a business. How do you make a million bucks? Particularly if your job involves selling insurance. It wasn’t by working 70 hours per week. I […]

PIP in Massachusetts

Car insurance is essential for being a safe driver as well as protecting your finances in the event you are involved in an accident. Your agent might ask about your PIP coverage if you are looking to purchase a policy or file a claim. Your Massachusetts auto insurance policy must include personal injury protection or PIP insurance. Here’s a quick […]

AXA Equitable Life Insurance Review

The Equitable Life Assurance Society of the United States was established in 1859. AXA acquired Equitable Life Assurance Society in 1991. In 2004, the company was renamed AXA Equitable Life Insurance Company. Equitable was officially rebranded by AXA in 2020 after it diverged from AXA. Equitable has been a pillar in the American life insurance industry for many […]

Securian Financial Review

Securian Financial was originally founded as Minnesota Mutual in 1880. The company was rebranded in 2001 as Minnesota Life Insurance. Fast forward to 2018, Minnesota Life Insurance adopted the name of Securian Financial, its parent brand. Securian Financial, the 8th biggest life insurance company in America, is currently the 8. It has more than 21 million customers across […]

Does car insurance cover hurricane damage?

2017 Hurricane Harvey caused the destruction of over 1,000,000 vehicles in Texas and other neighboring states. Each year hurricane season causes more damage to property and vehicles. Storm surges and flooding are common with hurricanes. In 2020, it was estimated that more than 446,000 flood-damaged vehicles were on roads. You may feel more at risk if your home is near the coast […]