Category Archives: Finance Guide

The trend in disability insurance is to sell multiple policies in one place, rather than single policies. Carriers who are able to benefit from multi-life business and the high-quality customers it brings, find this trend a good business move. Insurance agents also find it beneficial in terms of increased persistence, higher commissions and additional sales when new […]

The 2009 drywall crisis – hazardous gypsum boards made in China and placed in American homes – raised eyebrows among homeowners, builders, insurance companies, state departments and the U.S. Consumer Product Safety Commission. Hundreds of complaints were filed about corrosive gases, which caused structural damage to homes and acute and chronic health issues. It was […]

What is Social Engineering Fraud? While you might not believe you know it, you most likely do. You have been targeted multiple times, possibly even recently. Social Engineering Fraud is the leading cause of data breaches, and has led to billions in dollars being stolen. What is social engineering fraud? Interpol confirms that this is […]

It is difficult for manual forex trading to keep up with automated forex trading bots. In the last decade, an emerging trend has seen manual forex trading gradually replaced by automated trading. Although this trend has been growing steadily over the past decade, it is still early days for wider adoption. Each new trend that emerges from […]

Insurance is your business. It’s your responsibility to help clients reduce their risk. Why not protect yourself and your business with the right insurance products? This is the risk of inviting another producer into your company. You’re a successful producer and you have reached a point in your career where time is being traded for dollars. You have run […]

Florida Condo Associations still face a problem with past due accounts receivables. Condos were bought by investors hoping to flip them and make quick cash during the heights of the real estate boom. With condo prices at 40 to half of their purchase price, many owners have lost their investment and stopped paying their monthly […]

Insurance claims adjusters make a lot of speculation about how much they can make each year. It is important to understand the financial landscape in the adjuster industry as unstable weather continues into fall. People have heard from their ex-uncle or girlfriend’s brother that adjusting is a money tree. The money tree is a blooming Benjamins that […]

There are two open enrollment periods for Medicare that offer the chance to change your coverage. Here are some ways to compare plans. Medicare plans offer an annual open enrollment period, as with all health plans. Current Medicare beneficiaries have the opportunity to review their coverage and make possible changes. Medicare only has one open enrollment window […]

During my recent trip to London to meet several underwriters who specialize on professional liability insurance for design companies, a common theme emerged. Many engineering firms and architects have seen their revenue drop by 15% to 25% in the current recession. Many architects have experienced revenue decreases of 15%-25%, and many design firms linked to […]

Did you know that spider webs are more common in colder weather? These webs appear larger than any other time of year. Some of these webs are actually huge. This is a strange thing until you consider the reasons. It’s possible that you live in areas with a pleasant climate all year. You can take my word for this. […]