Aircraft insurance costs can be expensive, depending on its value, age and usage. Policies usually provide liability protection as well as physical damage coverage (hull coverage). Liability insurance typically includes third-party property damage, passenger liability and final expenses in the event of a fatal accident. Training and experience of pilots are also taken into consideration. […]
Category Archives: Finance Guide
27
May
May
When renting a car, salespeople at the counter will probably encourage you to purchase their company’s insurance as an added cost. But is it really worthwhile? If your auto policy includes both liability and collision coverage, rental car insurance may not be necessary. But if only state minimum liability exists or none at all, an […]
27
May
May
When selecting a health plan, it’s essential to understand deductibles and copays. A deductible refers to the amount that must be paid before insurance coverage kicks in; copays are payments you make after meeting your deductible amount. Copays are flat amounts (for instance $20) you pay when visiting the doctor; often these payments count towards […]
27
May
May
TRICARE is a health care program for active duty service members, retirees and their families that offers health plans, special programs, prescription coverage and dental coverage. Your TRICARE ID card comes equipped with an 11-digit Department of Defense Benefits Number (DBN), which serves to validate eligibility and file claims. In addition, it displays which type […]
27
May
May
Most experts advise that each resident in a shared house should carry his/her own renters policy to protect personal property and provide recourse in case it is lost or destroyed. Averagely, roommates should invest in at least one policy together each year at around $12 monthly premiums for added peace of mind. This makes insurance […]
25
May
May
Losing track of your keys can quickly turn into having a stolen car, so it is wise to understand all your coverage options well in advance of such an incident occurring. Comprehensive, specified perils and all-perils car policies typically cover theft of a vehicle’s contents including key fob. Furthermore, personal property coverage on homeowners or […]
25
May
May
Have multiple health insurance plans is an increasingly popular trend. Supplementary policies – also referred to as “top-up” or “super top-up” insurance policies – help cover medical expenses not covered by primary healthcare plans. Before deciding to carry two plans, it is important to carefully consider both present and future healthcare needs as this usually […]
25
May
May
If your dental coverage comes through an employer, open enrollment is the only time when changes to it can be made; otherwise, qualifying life events must first occur before any adjustments can be made. Individual dental insurance policies may help you to bypass waiting periods; however, you should carefully weigh the costs of premiums against […]
25
May
May
USAA (United Services Automobile Association) is a financial services company offering insurance, banking and investment products tailored to military members and their families. Products offered include auto and home insurance policies as well as bank accounts, credit cards and mortgages – while investments include mutual funds and 529 college savings plans. Only active duty military […]
24
May
May
Are you a Lyft driver or considering becoming one? One of the most important things to consider as a gig worker is health insurance. With the rising costs of medical care, having coverage can make all the difference in protecting yourself and your finances. But does Lyft provide health insurance for its drivers? In this […]