Category Archives: Finance Guide

New York State drivers must have auto insurance and comply with insurance laws to be able to drive legally in the State. Although New York’s minimum insurance requirements are more stringent than those in other states, they may not be sufficient to protect you adequately. New York had almost 500,000 traffic accidents and 881 deaths in 2019. While the […]

Are you a Lyft driver or considering becoming one? One of the most important things to consider as a gig worker is health insurance. With the rising costs of medical care, having coverage can make all the difference in protecting yourself and your finances. But does Lyft provide health insurance for its drivers? In this […]

Have you ever found yourself in need of an X-ray but don’t have insurance to cover the cost? It’s a common predicament that many people face, and it can be overwhelming trying to navigate the world of medical expenses. Whether you’ve suffered an injury or require diagnostic testing for a health concern, knowing how much […]

It looks so barren and desperate right now. Before you open your mouth, you get a “no”. You’ll get a “no” before you even open your mouth. What’s all the fuss about the land of opportunities? Even if all you see is doom and gloom, you are missing a huge opportunity right now across the globe. The financial meltdown […]

Are you over 65 and wondering if life insurance is still worth considering? While many believe that life insurance is only for young families, there are actually a number of benefits to obtaining coverage later in life. From providing financial security for your loved ones to leaving behind a legacy, the advantages may surprise you. […]

The average cost for car insurance in Philadelphia was $778 for minimum coverage, and $3194 for complete coverage. Philadelphia car insurance can be more costly than elsewhere in the country. This is why it’s important to shop around for the best coverage. Nearly 9,000,000 people are licensed to drive in Pennsylvania. It shouldn’t surprise that 2019 Penndot reports showed that there were almost 9 […]

A short summary of your insurance agency’s products and services is called an elevator pitch. Your agency’s unique value proposition should be included. It must be presented in the elevator ride time of 30-60 seconds. It can be more difficult than most agents realize. This should be written, vetted and rehearsed and timed. Your insurance agency’s marketing strategy […]

Your home is your haven, the place where you feel safe and secure. That’s why it’s important to have a comprehensive home insurance policy that protects you against unexpected events. However, circumstances may arise where you need to cancel your policy. But is it possible to do so at any time? In this blog post, […]

Private insurers offer a Medicare Advantage Plan, which is an alternative to traditional Medicare. These are the drawbacks and benefits. Medicare Advantage is an all in one alternative to Original Medicare. Private insurers offering Medicare Advantage Plans contract to the federal government to provide Medicare-qualified individuals with health insurance benefits. Medicare Advantage: The pros and cons Medicare […]

Taking advantage of lesser-known discounts and other creative approaches can help you save money right away. Although home insurance is rarely the focus of attention, it could be costing you more than you should if you are a homeowner. Good news: Insurers offer relatively simple-to-obtain incentives to help homeowners lower their insurance premiums. Here are […]