Category Archives: Finance Guide

What Is The Cheapest Renters Insurance In Texas?

Renters insurance can often go unappreciated. Many assume that landlords already cover it, when in reality most policies only protect physical dwellings – not any personal possessions within. MoneyGeek advises purchasing an insurance policy as it can save a great deal of trouble in case of fire or burglary – plus, it’s quite affordable! Coverage […]

Do You Have to Pay Back Insurance Tax Credit When You File Your Taxes?

Millions of people receive advance premium tax credits (APTC) to help lower their marketplace insurance costs. When they enroll in marketplace coverage, they provide an estimate of their income; if this differs significantly from reality, some or all of their APTC may need to be returned when filing taxes. 1. Excess Subsidies Most marketplace enrollees […]

How Do I Know If I Have Gap Insurance on My Lease?

If you purchase or lease a new vehicle from your lender, they may provide gap coverage. Be sure to review all documentation to determine whether this coverage exists for your vehicle. Gap insurance (commonly referred to as loan/lease payoff coverage) protects you against depreciation on vehicles over time. With proper gap insurance in place, this […]

How To I Get Health Insurance?

No one anticipates becoming sick or injured, but should it happen, health insurance can provide much-needed support. Health plans help offset medical and surgical expenses in exchange for monthly premium payments, providing peace of mind. Individuals can purchase health insurance either through the Marketplace (Obamacare) or directly from private insurers, with those earning lower incomes […]

Can Employers Withdraw Health Insurance During A Strike?

As an employee, you count on your health insurance plan to provide necessary medical care for yourself and potentially your family. However, what happens if you go on strike and your employer decides to withdraw the healthcare benefits they previously offered? This can be a scary situation– so let’s dive in to understand whether or […]

What Is Mortgage Protection Life Insurance?

Are you considering purchasing a home or already have one? If so, it’s important to protect your investment and your loved ones from unforeseen circumstances that could impact their financial security. That’s where mortgage protection life insurance comes in. In this blog post, we’ll dive into what mortgage protection life insurance is, how it works, […]