Renters insurance can often go unappreciated. Many assume that landlords already cover it, when in reality most policies only protect physical dwellings – not any personal possessions within. MoneyGeek advises purchasing an insurance policy as it can save a great deal of trouble in case of fire or burglary – plus, it’s quite affordable! Coverage […]
Category Archives: Finance Guide
Millions of people receive advance premium tax credits (APTC) to help lower their marketplace insurance costs. When they enroll in marketplace coverage, they provide an estimate of their income; if this differs significantly from reality, some or all of their APTC may need to be returned when filing taxes. 1. Excess Subsidies Most marketplace enrollees […]
If you purchase or lease a new vehicle from your lender, they may provide gap coverage. Be sure to review all documentation to determine whether this coverage exists for your vehicle. Gap insurance (commonly referred to as loan/lease payoff coverage) protects you against depreciation on vehicles over time. With proper gap insurance in place, this […]
No one anticipates becoming sick or injured, but should it happen, health insurance can provide much-needed support. Health plans help offset medical and surgical expenses in exchange for monthly premium payments, providing peace of mind. Individuals can purchase health insurance either through the Marketplace (Obamacare) or directly from private insurers, with those earning lower incomes […]
Are you the proud owner of a sleek and sophisticated Audi A4? As with any vehicle, it’s important to have insurance coverage in case of unexpected accidents or damages. But how much can you expect to pay for insurance on your Audi A4? In this blog post, we’ll break down the factors that impact your […]
Are you in need of eyewear or eye care services and wondering if Walmart Vision Center accepts Aetna insurance? Look no further! In this blog post, we will explore the ins and outs of using your Aetna insurance at Walmart’s Vision Center. Whether you’re a current Aetna subscriber or considering making the switch, read on […]
As an employee, you count on your health insurance plan to provide necessary medical care for yourself and potentially your family. However, what happens if you go on strike and your employer decides to withdraw the healthcare benefits they previously offered? This can be a scary situation– so let’s dive in to understand whether or […]
Are you considering purchasing a home or already have one? If so, it’s important to protect your investment and your loved ones from unforeseen circumstances that could impact their financial security. That’s where mortgage protection life insurance comes in. In this blog post, we’ll dive into what mortgage protection life insurance is, how it works, […]
Americans spend too much time at home, despite the coronavirus being a constant part of their daily lives. People are increasingly looking at their home security from a new perspective as stay-at home recommendations help keep even the most active people home. Home security isn’t the same as it was before artificial intelligence and smart tech […]
Are you still scratching your head trying to figure out whether or not you need to pay the ACA insurance penalty? With so much talk about healthcare and insurance these days, it can be incredibly confusing. But don’t worry – we’re here to help! In this blog post, we’ll explore the exemptions for paying the […]