Category Archives: Finance Guide

Best homeowners insurance in Montana

Montana’s vast expanse is home to thousands of Americans who have their own homes. However, home insurance is expensive in Montana. For a policy that covers $250,000 of dwelling coverage, the average annual cost for homeowners insurance is $1770. It is worth having homeowners insurance in Montana, particularly because of the state’s vulnerability to natural disasters like wildfires. It […]

Who Requires Employers’ Liability Insurance and Know How It Helps

Each employer is responsible to ensure the safety and health of employees at work. He has the primary responsibility to create a safe work environment to prevent accidents at work. Even if you take all precautions, an employee can still be injured and sue your employer. He is legally responsible for the injuries. The employer must pay the […]

Genworth Insurance Review, Price, Competition, and Plans

Genworth Life Insurance Company, a subsidiary Genworth Financial, can be traced back to 1871. The company is based in Richmond, Virginia and does not offer traditional life insurance products. Instead, its business is focused on long-term care insurance and mortgage insurance. Pros Explained Relatively low number of customer complaints: Genworth’s complaint ratio is lower than the national complaint index, […]

Burial insurance

Stress and grief can go hand-in-hand when a loved person dies, especially if the funeral costs are not paid in advance. Burial insurance can be a way to reduce stress and plan ahead. What is burial insurance? Burial insurance is also known as end-of-life, final expense, or funeral insurance. It is a whole-life insurance policy which is designed to […]

Seven Steps For an Overworked Public Sector Insurance Manager to Reduce Stress and Make Savings

Many public sector employees find themselves in stressful situations. They are responsible for managing the insurance function, which is often a result of restructurings. This article will share some of the things that worked for me in stressful situations. I hope they can help you adapt to your own situation. The Problem. Let’s first agree on […]

How Long Can My Mortgage Company Hold My Insurance Settlement In Escrow?

Are you a homeowner who just received an insurance settlement for property damage? Congratulations! However, if your mortgage company is holding onto the funds in escrow, you might be wondering how long they can legally do this. In this blog post, we’ll explore everything you need to know about your mortgage company’s rights and responsibilities […]

How Much is Renters Insurance in Houston?

Houston renters are up to 57% without renters insurance. This is a very affordable policy that costs only dollars per month and provides protection for several thousand dollars against theft and fire. We reviewed the top Houston renters insurance providers. Houston’s lowest renters insurance rates In Houston, we found American Mercury has the cheapest renters insurance cost, […]

Life insurance for felons

The United States had 1,430,000.800 prisoners at the end of 2019. According to the Bureau of Justice Statistics, nearly half of federal prison inmates were either parents, step-parents or guardians of minor children between 2018 and 2019. Because of the high risk associated with their felon status, it can be difficult to get life insurance coverage to protect loved ones’ […]