Category Archives: Finance Guide

Best homeowners insurance in Montana

Montana’s vast expanse is home to thousands of Americans who have their own homes. However, home insurance is expensive in Montana. For a policy that covers $250,000 of dwelling coverage, the average annual cost for homeowners insurance is $1770. It is worth having homeowners insurance in Montana, particularly because of the state’s vulnerability to natural disasters like wildfires. It […]

Who Requires Employers’ Liability Insurance and Know How It Helps

Each employer is responsible to ensure the safety and health of employees at work. He has the primary responsibility to create a safe work environment to prevent accidents at work. Even if you take all precautions, an employee can still be injured and sue your employer. He is legally responsible for the injuries. The employer must pay the […]

How Much Renters Insurance Do I Need? Calculator

It’s affordable, making it a great option for renters to have some renters insurance protection. Renters insurance is something that many owners need. Lemonade, a start-up insurance company, and household-name insurers offer renters insurance coverage. They provide many of the same benefits as house owners insurance. This includes protection from personal liability and protection against being […]

Burial insurance

Stress and grief can go hand-in-hand when a loved person dies, especially if the funeral costs are not paid in advance. Burial insurance can be a way to reduce stress and plan ahead. What is burial insurance? Burial insurance is also known as end-of-life, final expense, or funeral insurance. It is a whole-life insurance policy which is designed to […]

Seven Steps For an Overworked Public Sector Insurance Manager to Reduce Stress and Make Savings

Many public sector employees find themselves in stressful situations. They are responsible for managing the insurance function, which is often a result of restructurings. This article will share some of the things that worked for me in stressful situations. I hope they can help you adapt to your own situation. The Problem. Let’s first agree on […]

How Long Can My Mortgage Company Hold My Insurance Settlement In Escrow?

Are you a homeowner who just received an insurance settlement for property damage? Congratulations! However, if your mortgage company is holding onto the funds in escrow, you might be wondering how long they can legally do this. In this blog post, we’ll explore everything you need to know about your mortgage company’s rights and responsibilities […]