Variable market conditions have prompted many adjustments and changes in the surety industry. This article provides an update for all lenders and bankers on the current situation, as well as the trends within this group of financial institutions that issue bonds to the construction industry. Contract documents stipulate that surety bonds are used to guarantee project owners […]
Category Archives: Finance Guide
09
May
May
Online Health Insurance for Seniors A good friend asked me where he could find information on medical insurance for his elderly mother who was out of state. I advised him to use the internet. A week later, he reported to me in despair: “I am giving-up, I am too confused.” His widowed mother was living in […]
09
May
May
In 2020, there were more than 97,000 traffic crashes in Harris County. This is Houston, Texas. 466 of these accidents resulted in fatalities. Houston drivers want to avoid the financial consequences of an accident. One way to do this is to buy auto insurance. According to Bankrate’s 2021 study, the average cost of Houston car insurance is $691 for minimum […]
09
May
May
The worst thing about water restoration is when the adjuster calls to tell you that your invoice is too high. In my 14+ years of water restoration, I have received many calls from adjusters stating that my price for this fan or dehumidifier is too high. I used to get annoyed by this until I discovered the […]
09
May
May
Car accidents can be stressful, no matter how minor or large they are. You should immediately dial 911 if you are involved in an accident that results in injury to another person. Once the immediate injuries and medical needs are attended to, additional action with insurance companies may be needed to cover medical expenses. You have many options for […]
09
May
May
If you’re financing a car purchase, Kentucky has a lot to offer in the way of gap insurance. It can also help to prevent financial distress, as many types of insurance. It does not offer financial protection to people who have a more recent, well-financed vehicle. The best Kentucky car insurance companies will likely offer gap insurance at a cost […]
09
May
May
Many insurance companies are becoming more strict about claims made by customers to prevent fraud. While some insurers may delay payment in order to raise legitimate questions about claims, other insurers dither or refuse payment for no apparent reason. These are the most common excuses that insurance companies use to deny or limit auto, home, […]
09
May
May
First responders can be paramedics, firefighters, police officers, EMTs, or even firefighters. Insurance companies might offer discounts to first responders, despite the fact that each job has its risks. Consider looking into insurance companies that offer special discounts to first responders if you’re shopping for car insurance. If you do, you may be able find a lower premium. […]
09
May
May
The claims handling of insurance adjusters can go well or be a disaster. Part of the responsibility lies with you! Ever wonder what type of service an adjuster should provide when you file a claim. It is a pleasure working with a professional, intelligent and honest adjuster. He is kind and respectful to you. He is patient with […]
09
May
May
We discovered that flood insurance was not available to most homeowners in New Orleans, even though they lived in low-risk areas. To rebuild New Orleans, the over 60% homeowners will have to rely on their savings and limited federal assistance. This is at a cost that homeowners and taxpayers cannot afford. Is it possible that California […]