Category Archives: Finance Guide

Comprehensive coverage policies will typically cover multiple claims. Bodily Injury Liability” is an important part of most policies. It provides security that you will be covered if someone is injured or dies in an accident. Since the company will be there to help you in case of an accident, your coverage will also include security. […]

This is worrying, especially for those who trusted his consultant. If you ask any consultant on the street if he would stay in this business for long, they will all answer yes. It’s like asking a chef if his food is good. Let’s be honest, there is no guarantee. It’s like asking if your spouse will always love […]

There are many options for insurance coverage. The best question to ask yourself when applying to insurance is “Which policy do I have?” Since the beginning of the 20th century, law has required that all drivers of motor vehicles have some form of coverage. You can choose to have full coverage or ‘third-party’ coverage which […]

It is surprising that so few insurance marketers are able to effectively market their products. They don’t know how to reduce their recruitment campaign budgets. The quality of the agents who respond to their offers is high. Insurance marketing professionals who are smart recognize that $600 is a great investment to hire a high-producing broker. Find out how […]

Many insurance agents approach blogging with the following thoughts: “Great, something else.”“What a pain!”“I need someone technical for that”“GRRRRRRR…” I understand everything. Two years ago, I was asked to start a blog. I refused and refused for quite some time. My 15-year-old son would tell me that blogging and social networking are essential if I want to […]

Your sales results can be affected by the words you choose to communicate with your customers. The choice of words can make or break a sale. Your customers will be more likely to buy if you use the right words in your sales presentation. Magic words can make your presentation more delicious. These words, when used effectively and […]

As an exchange/Marketplace enrollee receiving advance payments of the premium tax credit, it’s crucial that your income estimation be as accurate as possible in order to ensure that advance payments align with what your actual earnings will be when filing your taxes in spring. Should your income fluctuate throughout the year, be sure to notify […]

Travelers customers enjoy many rights, such as receiving clear information regarding their policy and coverage. Customers also have responsibilities, like activating a new car insurance policy before cancelling an old one – to prevent periods of uninsured driving (known as coverage lapses) which could increase future rates. Cancel for Any Reason If you want to […]

Offering health insurance to employees can give your business an edge and attract and retain top talent, but can also be complicated and time consuming. Your employees must be educated about their options and attend open enrollment meetings, while applications should be submitted directly to insurers and materials such as ID cards distributed. Employee Eligibility […]

Your health insurance card serves as proof that you have health coverage, enabling you to use it when receiving care. Typically, it includes key details about your plan such as its name and cost. As soon as you receive your card, thoroughly review it to check for errors that could prove costly in terms of […]