What are my rights as an insurance claimant? What consumer protection is there against companies who abuse consumers? Yes! Each state has an administrative body that regulates insurance companies. The 1945 Federal McCarran-Ferguson Act, which is codified in U.S. Code Title 15 Chapter 20, gives states the ability to regulate the insurance business as they wish. All policies and […]
Category Archives: Finance Guide
09
May
May
No matter how skilled you may be at driving, you can’t control what happens to other drivers and the world around them. Inclement weather, aggressive drivers, road hazards, and breakdowns are all things you will have to face. All of these factors can have a negative impact on your safety and the safety of anyone riding along […]
09
May
May
Despite the negative reputation that mortgage insurance has gotten over the years, it can still be a valuable product to have as a backup plan in case you are laid off due to an accident or illness, or if your job is lost through redundancy. If you are able to understand the product and its […]
09
May
May
The reserve is the sum of all assets or funds that a company must have at any time. It includes interest and premiums as they accrue. This will cover all insurance claims. The net premiums are used to calculate the reserve, which is always considered a liability. A business creating a “Reserve” is basically setting aside money […]
09
May
May
Different types of dental insurance plans for employees Dental insurance is insurance that provides financial assistance to the insured for dental care. This can be either an individual or group plan. Although dental insurance was once considered a minor area, the importance of dental insurance is growing alarmingly. Dental insurance was once viewed as an employee perk. […]
09
May
May
Not only can terminal illnesses cause death, but they can also affect financial stability and the well-being of families. However, a viatical settlement can offer financial support and emotional comfort for those suffering from serous diseases. Viatical settlements are simply the transfer of life insurance benefits to another party. Viatical settlements are also known as “viaticals” and […]
09
May
May
Arbella Insurance, a local boutique insurance provider, offers home and auto insurance to Connecticut and Massachusetts residents. Arbella was founded in 1988. It provides personalized service through independent agents to ensure that it is “the best Northeast property and casualty firm”. Arbella car insurance Arbella’s car insurance is the most popular product of all the insurance companies. Arbella […]
09
May
May
Florida’s real estate market is about for a major shake-up. While many of my colleagues remain optimistic about Florida’s market, consultants must be more objective. Our theory is based on the following: Property values all depend upon “Rents”. The true value of any property, whether commercial or residential, is determined by its rent. What rent will the property […]
09
May
May
New practices spend countless hours and large amounts of money on staffing, equipment and software, only to open doors and face delays in receiving adequate insurance reimbursements. The problem can be solved by properly and early addressing the insurance credentialing process – establishing the necessary relationships with the insurance carriers. These are some things to remember when […]
09
May
May
Adriana’s Insurance Services is a great option for residents of Southern California who are looking for a local provider of insurance. Adriana’s Insurance, headed by Adriana Gallardo (Mexican-born CEO), is one of the fastest growing insurance agencies in Southern California. The company offers auto, home, and life insurance policies. It has proudly served the community for over […]