Category Archives: Finance Guide

It can be difficult to understand the policy details, limitations and exclusions and how they are covered. You have two options: go directly to the insurance company or use an agent who is a captive. But there’s another option: an independent agent. Each of these options can be used to purchase auto, home or business insurance. […]

Auto insurance is essential if you own a car. It’s better to be educated now than after an accident. These are 19 ways you can get the best coverage for your money. 1. Spend your money wisely Spend your money on things that can make you broke financially. Many people will pay a lot of […]

Home insurance providers frequently require an in- and/or outdoor home inspection as part of the application process, in order to identify any issues which might affect coverage or rates. Travelers is one of the largest home insurers in the US, renowned for its wide variety of discounts and excellent customer service. What Is Covered? Before […]

Homeowners insurance rates vary significantly by state, city and ZIP code as well as depending on how much dwelling coverage you purchase and other factors like your claims history. Selecting a higher homeowners insurance deductible can lower your rates, but ensure you have enough savings set aside to cover its payment in case of a […]

Association health plans allow groups and individuals from similar occupations or geographic regions to join together. Plans can either be fully insured through a broker, or self-funded by the association itself. Federal and state regulations place stringent rules on small group plans. These must adhere to ERISA and Affordable Care Act guidelines for small group […]

Insurance agents may receive their compensation either directly from a flat fee payment, or commissions included with your premium payments. Some companies even provide bonuses to top brokers. The Affordable Care Act established quality bonus payments to encourage Medicare Advantage plans to compete for enrollees based on their quality rating, and we estimate these payments […]

Our plans are tailored to address what matters, from quality coverage to caring support. Find one that’s just right for you. New Yorkers can access multiple health insurance options, from free or low-cost public plans like Medicaid and Child Health Plus to coverage through employers or the Marketplace. Get Covered in NYC The Affordable Care […]

Uninsured motorist coverage protects you from having to cover injuries or vehicle damage from drivers who lack insurance, keeping costs out-of-pocket as far as possible. Required in some states and offered as an optional add-on in many policies. Who is covered depends on household members’ ages and driving records as well as factors related to […]

Do you want a steady flow of referred leads for your life insurance sales business? You would like to learn how to do it without spending a fortune. You are exactly like any other insurance salesperson! You are right where you need to be to get the answers you seek. This article will reveal a super-secret ninja […]

Every agency and agent is trying to get the most qualified leads possible, despite the current market conditions and soft market. There’s always a compromise between the current flow of leads for insurance agencies and long-term marketing plans, branding, and awareness campaigns for the future. Let’s look at some web marketing options and talk about the time […]