Category Archives: Finance Guide

All registered vehicles are required to have car insurance in most states. While the amount of insurance required varies between states, there are certain mandatory coverages that stay the same in almost all cases. One such coverage is liability coverage. On average, liability-only insurance costs $565 annually. Your liability coverage covers the cost of damages incurred by another […]

The Federal Highway Administration reports that Missouri has more than 5.5 millions registered vehicles. St. Louis residents often share their roads with tourists and sports enthusiasts, which can lead to more car accidents. In 2020, 171 people were killed in St. Louis County and the city of St. Louis due automobile accidents. This account accounted for 17.29% statewide traffic deaths. […]

Home insurance providers frequently require an in- and/or outdoor home inspection as part of the application process, in order to identify any issues which might affect coverage or rates. Travelers is one of the largest home insurers in the US, renowned for its wide variety of discounts and excellent customer service. What Is Covered? Before […]

Homeowners insurance rates vary significantly by state, city and ZIP code as well as depending on how much dwelling coverage you purchase and other factors like your claims history. Selecting a higher homeowners insurance deductible can lower your rates, but ensure you have enough savings set aside to cover its payment in case of a […]

Association health plans allow groups and individuals from similar occupations or geographic regions to join together. Plans can either be fully insured through a broker, or self-funded by the association itself. Federal and state regulations place stringent rules on small group plans. These must adhere to ERISA and Affordable Care Act guidelines for small group […]

Insurance agents may receive their compensation either directly from a flat fee payment, or commissions included with your premium payments. Some companies even provide bonuses to top brokers. The Affordable Care Act established quality bonus payments to encourage Medicare Advantage plans to compete for enrollees based on their quality rating, and we estimate these payments […]

Our plans are tailored to address what matters, from quality coverage to caring support. Find one that’s just right for you. New Yorkers can access multiple health insurance options, from free or low-cost public plans like Medicaid and Child Health Plus to coverage through employers or the Marketplace. Get Covered in NYC The Affordable Care […]

Uninsured motorist coverage protects you from having to cover injuries or vehicle damage from drivers who lack insurance, keeping costs out-of-pocket as far as possible. Required in some states and offered as an optional add-on in many policies. Who is covered depends on household members’ ages and driving records as well as factors related to […]

It can be hard to find the right way to generate leads for health insurance, keep a steady flow of quality leads and determine which leads will produce the best results. You want your marketing dollars to be as efficient and effective as possible. This is why a 4-step strategy for leads generation can help […]

Insurance providers will survive and continue to exist as long as people need it. To be a successful insurance agent, you must network with people, ask for referrals and browse newspapers. You can also give out business cards, offer sponsorship programs, visit potential institutions and do door-to-door transactions. It can be difficult to find insurance leads […]