Category Archives: Finance Guide

When buying a car, people want to be smart. When shopping for a new car, they consider their budget, what the vehicle will cost, how many miles they plan to drive, and the fuel economy. However, not all people consider the cost of insuring the vehicle. Although it may seem like a smart idea to get a great […]

Independent insurance brokers will do anything to get a 200% increase in their salary commissions. Learn how and why a broker’s salary with total commissions rising 20% is a better deal. Independent insurance brokers are often not attracted by marketing campaigns. Imagine yourself as an insurance salesperson who is earning a commission on every sale, instead of […]

Home insurance providers frequently require an in- and/or outdoor home inspection as part of the application process, in order to identify any issues which might affect coverage or rates. Travelers is one of the largest home insurers in the US, renowned for its wide variety of discounts and excellent customer service. What Is Covered? Before […]

Homeowners insurance rates vary significantly by state, city and ZIP code as well as depending on how much dwelling coverage you purchase and other factors like your claims history. Selecting a higher homeowners insurance deductible can lower your rates, but ensure you have enough savings set aside to cover its payment in case of a […]

Association health plans allow groups and individuals from similar occupations or geographic regions to join together. Plans can either be fully insured through a broker, or self-funded by the association itself. Federal and state regulations place stringent rules on small group plans. These must adhere to ERISA and Affordable Care Act guidelines for small group […]

Insurance agents may receive their compensation either directly from a flat fee payment, or commissions included with your premium payments. Some companies even provide bonuses to top brokers. The Affordable Care Act established quality bonus payments to encourage Medicare Advantage plans to compete for enrollees based on their quality rating, and we estimate these payments […]

Our plans are tailored to address what matters, from quality coverage to caring support. Find one that’s just right for you. New Yorkers can access multiple health insurance options, from free or low-cost public plans like Medicaid and Child Health Plus to coverage through employers or the Marketplace. Get Covered in NYC The Affordable Care […]

Uninsured motorist coverage protects you from having to cover injuries or vehicle damage from drivers who lack insurance, keeping costs out-of-pocket as far as possible. Required in some states and offered as an optional add-on in many policies. Who is covered depends on household members’ ages and driving records as well as factors related to […]

There are many types of insurance: life insurance, car insurance, home insurance and health insurance. Every person needs insurance at some point in their lives. But how do you ensure you’re getting the right type from the right agent? This article will provide you with some helpful tips and tricks to help you choose the right type […]

Credit-based insurance scores are used by many auto insurance companies to decide who to insure and how much. These scores are not the same as credit scores that are used for lending and have been shown to correlate with the likelihood that consumers file insurance claims. These scores can only be one factor that influences your insurance […]