Category Archives: Finance Guide

Health insurance is one of the most important investments you can make. It helps protect your health, your finances and your family’s security in the event of an illness or accident. But exactly how much does good health insurance cost? It’s a complex question, and the answer depends on a variety of factors—from what type […]

An insurance policy won’t provide immediate satisfaction like buying a TV, washing machine, or other items you use every day. In fact, we often hear clients say: “I have never been in an accident with a vehicle.” Or “I never get sick.” Or, “My employees have never been injured on the job… What am I getting for my premium? […]

Hamtramck in Michigan is home to 22,423 people, 6,777 households, and 4,615 family members. Hamtramck lies approximately five miles from Detroit’s center. Hamtramck’s western border is bounded by Interstate 75 Freeway, while its southern border is bounded by Interstate I-94. Hamtramck’s average annual car insurance rate is high at $2,153 for minimal coverage and $5,101 full coverage. The current Michigan […]

If you are looking to get an insurance license in Ohio, you want to make sure that you know what is required of you. After all, many people have been denied a license because they failed to meet the requirements needed by the state. In this article, we will discuss what happens if you are […]

Income protection insurance replaces your monthly income in the event you become incapacitated due to illness or an accident. This type of insurance can be a great investment for employees. However, many people feel intimidated by the industry jargon as well as the large selection on the market. We have listed 5 steps that will help you […]

Texarkana, Texas is a small town of 37 277. Car insurance costs in Texas, Texarkana are $493 per year for minimum coverage and $1,747 for full coverage. Texas requires that all drivers have minimum coverage. Drivers without insurance can be subject to fines of $260 – $470 as well as suspension of driver’s license. Drivers looking for the cheapest car […]

In today’s world, medical care is expensive. It’s no wonder that many people have questions about what their insurance covers and what it doesn’t. Does insurance pay for lab work? The answer is yes, but it depends on the type of insurance you have and the lab tests that are being done. In this blog […]

Any type of insurance can save your life. Preparing ahead can help you save money. Although there may be a monthly fee, it is much less than going to the doctor without insurance. Sometimes, a doctor’s visit with no insurance costs more than a year of insurance. If you are purchasing any type of insurance, make sure that […]

Before 2019, those without health coverage were required to pay a penalty when filing their taxes. Although this individual mandate has since been eliminated, you may still receive IRS Form 1095-B or 1095-C with important tax filing information that can help ensure proper tax return submission. Dependent upon your coverage, Form 1095-A may also help […]

Swimming pools can be an attractive addition to your home, yet can pose unique insurance considerations. In this article we explore answers to common questions such as, Does home owners insurance cover swimming pools? Pools are generally covered under your other structures limits and liability coverage; however, several factors could impede your eligibility for coverage. […]