Category Archives: Finance Guide

Although life insurance proceeds are not generally taxable as income they can be subject to tax as part of your estate if it exceeds the federal and state exemptions. If you choose to dispose of your policy via a settlement or surrender it to your insurer, you may be subject to income and capital gains tax. […]

Dental insurance can help you pay for dental implants. Your dentist might recommend a dental implants if you have missing or damaged teeth. However, a dental implant can be expensive without insurance. This is especially true if you have a fixed income. Without insurance, a single implant can run between $3,000 and $4,500. Insurance coverage for […]

The purchase of my first car, an older Renault Six, was one my proudest moments as an actor. Just a few weeks after I passed my test, the AA London office was open to help me get insurance. There were only a few forms I needed to fill out and a quick cheque that was […]

The United States has a higher rate of hearing loss than most people realize. Nearly 10% of all drivers suffer from some form of hearing loss today. The AARP states that 33% of older people have some hearing loss. This percentage is doubled for those 75 years and older. The life of someone with hearing loss can be more difficult than […]

Are you one of the many people who have received an insurance payout and are now wondering if you need to pay taxes on it? You’re not alone! The taxation of insurance payouts can be a confusing topic, with different rules for different types of insurance policies. In this blog post, we’ll break down everything […]

Are you a business owner wondering whether or not you need workman’s comp insurance? Or are you an employee who’s curious about what it is and how it can protect you in the event of a workplace injury? Whatever your situation may be, we’re here to provide some clarity on this important topic. Workman’s comp […]

Health insurance is a hot topic these days, with plenty of debates raging over the individual mandate and whether or not it’s constitutional. Whether you’re a die-hard supporter of Obamacare or a staunch opponent, there’s one question that everyone seems to be asking: is it against the law not to have health insurance? In this […]

Congratulations on your new car purchase! It’s an exciting time, and you’re probably eager to hit the road. But before you do, make sure you have one important thing in place: car insurance. In this blog post, we’ll answer a common question among new car owners – how long do you have to get insurance […]

Are you tired of paying too much for car insurance? Are you wondering if there is a way to save some extra cash while still being protected on the road? Well, we’ve got good news! In this post, we’ll break down all the different factors that affect car insurance rates and reveal which types of […]

Are you curious about how employers provide health insurance for their employees? Well, wonder no more! In today’s blog post, we’ll be discussing the different payment methods that employers use to offer healthcare coverage. It’s important to understand these options because they can affect your out-of-pocket expenses and overall benefits as an employee. So, let’s […]