Category Archives: Finance Guide

Unfortunately, not many people understand mortgage payment protection insurance (MPPI). Yet each year, many people buy it along with their mortgage believing that it will provide the income they need to cover their expenses. Although it is usually able to do so in most cases, there are some exclusions that could make it difficult for you […]

These complex financial products combine investment growth and life insurance in one package. These products were popular among homebuyers in the eighties, nineties and nineties as a way to repay a mortgage. Many people purchased them because they were able to get large commissions from home loan companies and middlemen like estate agents. These charges are often […]

2011 saw a lot of emphasis on efficiency and spending, which has made the term “value engineering” synonymous with “cost cutting.” This is a problem from a risk management standpoint. This practice changes the intent of value engineering, and places more emphasis on cost savings than optimizing the project. These practices can negatively impact a company’s credibility with […]

Living with a disability can be challenging, especially when it comes to managing healthcare costs. Fortunately, Social Security Disability Insurance (SSDI) is a government program designed to provide financial assistance for individuals who are unable to work due to a disabling condition. While many people know about the benefits of SSDI, one question often arises: […]

The insurance rates determine how much you will pay for your insurance coverage. When considering insurance policies, the premium should not be the only thing you consider. Quality of cover and claims record are just as important, and often more so, than insurance rates. Insurance rates are determined by the insurer’s assessment of the risk and its […]

Christchurch, New Zealand 2016. I still live in a city that publishes truths too often. I live in a place where much of the issues that should be discussed are not being addressed. I live in a place where politicians, who should be representing the people, seem to have lost their voice. Many are still in pain, while others […]

Title insurance is different from other types of insurance. * It doesn’t cover any future casualties, such as homeowner’s, auto, or health insurance. * Title insurance protects policyholders against past events, such as liens that have not been paid off, mortgages that have never been satisfied, and deeds signed by only one party with a […]

Are you considering purchasing a vehicle with a rebuilt title? While rebuilding a car can save you money upfront, it may affect your insurance rates in the long run. Insurance companies often charge more to insure cars with rebuilt titles due to their increased risk of future damage or accidents. But don’t worry – in […]

Have you ever tried to build a “House of Cards”? It is a slow, patient, and tedious process where a person places a card on top and simultaneously creates vertical layers. These vertical cards balance delicately while standing acutally on their blades. The intricate arrangement of cards in this fine matrix is a symbol of the hard work […]

Driving offenses have been increasing across the continent. Most states have developed ways to ensure that these people are treated in a proper manner. SR22 Auto Insurance has helped many people who were facing difficult times of using public funds or being driven to work by others. These policies are issued by courts to drivers who have […]