Category Archives: Finance Guide

While death is the end of most human connections, it does not mean that debt will be. If you leave money unpaid while you’re still alive, the debt will continue to grow and must be paid. You can have debt in many forms, including a personal loan or a mortgage. They all must be paid off, regardless of […]

Nonprofit directors and officers face significant personal liability if they fail to take appropriate steps to safeguard their personal assets, making D&O insurance an indispensable safeguard. Liability policies vary significantly by insurer; here, we highlight some key issues. Coverage Nonprofit organizations must consider multiple forms of insurance to safeguard both themselves and those they employ, […]

Life insurance proceeds generally don’t pass through probate as they are distributed directly to their designated beneficiary who considers it theirs. But in instances in which a policy beneficiary has died or been lost to us, does that alter how our life insurance payout is distributed? What is Probate? Probate is the legal process wherein […]

However, temporary coverage may still be available through non-owner policies, rental cars or being added as a driver onto another person’s policy. Temporary car insurance should only ever be purchased under special circumstances; otherwise it may be more economical and efficient to simply buy an annual policy and cancel it when no longer necessary. Renting […]

Why switch car insurance policies? Switching insurance can be for various reasons, including moving, adding a new driver, or finding a lower rate. You can switch providers at any time; however, in order to ensure continuity of coverage during a transition process. Your policy provider may require cancellation in a certain timeframe in order to […]

Marketplace insurance plans are a great way to protect your business from unforeseen risks. They can help minimize the financial impact of things like major accidents, fires, or natural disasters. What is Included In A Marketplace Insurance Plan? Marketplace insurance plans typically offer coverage for a variety of risks, including: property damage, business interruption, and […]

Why all the mystery? Fred and Marcy are right next door and pay less for their auto insurance premiums than me. Why is my rate so much different? Most people find the process of insurance companies calculating premiums completely random. It is not, I can assure you. Insurance companies spend millions of money calculating and weighing many factors to […]

Homeowners insurance is one of the most important financial decisions you’ll ever make. Not only does it cover your home in the event of a fire, flood, or other type of damage, it can also help you financially if something happens to your car or possessions while they’re inside your home. Though homeowners insurance isn’t […]

Unless you have been living under a rock for the past few years, I am sure you’ve heard this little gecko repeat his slogan hundreds of time. Ever wonder if it could be true? Probably, you have many questions. What could you do to save 15% on your car insurance? Is it really possible to save 15% on your […]

The health insurance marketplace is a critical part of the health care system in the United States. It’s where individuals and families can purchase health insurance coverage, either through an employer or on their own. This blog post will provide an overview of the health insurance marketplace and its key features. We’ll also discuss how […]