Category Archives: Finance Guide

My body was in a rapidly declining state at 38. I spent 90% of my day distracted by stiff joints, scar tissue and toxic buildup. This kept me from having a fulfilling and enjoyable day. Without some form of pain relief or stimulant, I couldn’t make it more than half of the day and in my […]

Why are women doing this? We check Facebook ten millions of times. We care about what he likes and does at any given moment. Can we not be focused on ourselves and let go “he”? Sometimes, I believe we women spend too much time worrying about our ex partner. He spends more time thinking about […]

Anybody who is familiar with diamond jewelry will know the four Cs that describe a diamond’s qualities: cut, color, clarity and carat. While color and carat weight are important factors, women don’t want a large yellow or colorless diamond the size of a gnat head. While cut and clarity are important, all four attributes are necessary to […]

Even with love, there are no guarantees in this life. We fall in love and hope for the best. Is that enough? It doesn’t seem so. In my life, I have always believed that “Do not give in without fighting hard” and the same applies to relationships. You have to be willing to try new things if you want to […]

Under the Affordable Care Act, insurers are mandated to offer dependent child coverage until young adults reach 26. This provision includes plans in both individual and employer markets. However, there are certain criteria you must fulfill in order to remain on your parents’ plan. This includes factors like living with them and being claimed as […]

Health savings accounts offer triple tax benefits: contributions are tax-deductible, earnings on investment earnings are tax-free and withdrawals used for qualified medical expenses are free from federal income tax; insurance premiums do not qualify. IRS offers an exception for individuals receiving federal or state unemployment benefits or COBRA coverage and who use HSA funds to […]

Life insurance provides loved ones with financial security against the risk of debt repayment after your death, including living expenses, mortgage and utility bills. In exchange for premium payments made, an insurance company pays out a death benefit directly to named beneficiaries. Life insurance policies come in various shapes and forms; choosing the appropriate policy […]

Most insurance companies allow between seven and 30 days of grace period after one missed payment for your car insurance policy to remain active; otherwise it could result in policy cancellation and other serious repercussions such as reduced coverage and higher rates on subsequent auto policies. Car insurance lapses can have serious financial repercussions, from […]

When was the Florida FR44 filing for insurance effective? What are the requirements for one? What type of policies are eligible for compliance? A person convicted in Florida of DUI must maintain an increased limit of vehicle accident liability coverage as of October 1, 2007. Minimum amounts for vehicle accident liability coverage are $100,000 per person, $300,000.00 per […]

The employee receives this amount upon retirement. It includes employer contributions, employee contribution and interest. EPF scheme was created by the Indian government to encourage savings. Below are 10 facts about the EPF scheme. EPF is the principal scheme in the Employees’ Provident Funds & Miscellaneous Provisions Law, 1952. It is managed by the Employees’ Provision Fund Organization […]