Category Archives: Finance Guide

Drivers in Kalamazoo pay an average of $811 for minimum coverage, and $1,973 to get full coverage. This is lower than the Michigan average premium, but higher than the national average and states nearby such as Illinois. Kalamazoo was the site of 8 526 accidents in 2017, including 29 deaths. There are many options for Kalamazoo car insurance. Each […]

Flood damage can be an enormously destructive threat, so unlike homeowners insurance policies which only cover water damages caused by broken pipes, flood insurance requires additional coverage – typically through the National Flood Insurance Program but private policies may also exist. Your rate can be affected by many factors, including its location, flood risk and […]

Flood damage is one of the most devastating natural disasters, so having enough coverage is absolutely crucial in protecting both your home and belongings from being lost in such an event. Assuring your home with replacement cost coverage can provide adequate protection from flooding. But how can you calculate this value? Utilizing an online home […]

Decidence over high or low deductible car insurance is ultimately determined by how comfortable you feel with how much out-of-pocket payment you must bear should a claim be filed. Financial expert Dave Ramsey recommends building up an emergency fund of at least $1,000 before choosing high deductible coverage. Increased deductibles may save drivers money on […]

Homeowners insurance provides financial protection from damage to your home and attached structures such as sheds or fences, while personal property coverage reimburses you for lost or stolen items. Your homeowners insurance premium depends on various factors, including location, credit history and home size and age. Costs Illinois homeowners insurance costs vary significantly by town […]

When you think about it, healthcare is one of the most important things in someone’s life. That’s why it’s so disheartening to hear stories like this one: a woman from Pittsburgh was turned away from the hospital because she didn’t have medical insurance. In this blog post, we will explore what you can do if […]

Health insurance coverage could be an issue if you are one of the many millions of Americans considering therapy. Chances are that you have some coverage if your health insurance covers it. Most insurance companies provide some coverage for psychological health services to address the demand and importance of maintaining mental well-being. There are many differences in the benefits […]

Speeding is no laughing matter, and rightly so. It’s one of the most common traffic violations and can lead to serious consequences. In fact, many drivers fear that their insurance rates will go up if they get a speeding ticket. Fortunately, this is not always the case. When you contact your insurance provider, be sure […]

Both drivers will often stop to exchange information when they are involved in an accident. Fleeing the scene of an accident, also known as a hit-and-run, comes with major consequences. In Rhode Island, the average annual cost of full coverage car insurance is $2,018, but after a hit-and-run, the average rate increases 61% to $3,251, according to 2021 […]

In today’s world, everything is digital. This includes your insurance policies. Gone are the days when you had to print out a policy and bring it with you to every appointments. Now, all you need is your insurance certificate number. What is an insurance certificate number? It’s a unique identifier that identifies your policy in […]