Category Archives: Finance Guide

Do you remember the old saying “an ounce of prevention is worth a pound of cure?” Health insurance makes it easier than ever before to access preventive services like routine physicals, immunizations and screenings. Medical expenses can be extremely costly, but health insurance may help alleviate a substantial financial strain should major medical care be […]

Typically, it is wise to purchase enough coverage to protect both your assets and debts, in terms of both collision and comprehensive policies which may or may not be mandated by your state or auto lender. Virtually every state requires drivers to maintain certain minimum limits of liability coverage, while beyond that minimums, you should […]

PIP insurance in New York covers medical bills, partial reimbursement of lost wages and property damage; however, insurance companies may deny a personal injury claim for various reasons. Denials could result from unclear policy language; in such instances it would be wise to consult an attorney. Policy Exclusions Policy exclusions are designed to limit coverage […]

Assuring yourself and other drivers in an accident depends on both the specifics of your insurance policy and circumstances surrounding it. Most often, collision or uninsured motorist coverage should provide sufficient coverage while paying your deductible amount. However, if the driver flees before you have time to file your claim and attempt recovery of losses […]

Comprehensive car insurance claims cover damage caused by events other than collision with another vehicle or object (covered by collision coverage). Examples include theft, vandalism and natural disasters. As with collision coverage, comprehensive car insurance comes with its own set of deductibles – this amount represents what must be paid before any claims payment can […]

Car insurance policies do not typically permit insuring a vehicle not in your name due to insurance companies requiring that its primary policyholder and titleholder be listed on the policy as insurable interests – something not always possible when dealing with untitled cars. There are, however, two ways you can work around this. Either you […]

Homeowners insurance is an absolute necessity when owning a home. Most mortgage companies require it, while cash buyers should still consider purchasing coverage. Consumers looking for insurance policies should prioritize cost and reputation when making their selection. Policygenius makes this easier by providing homeowners with a list of the top insurers along with average costs […]

Tile flooring is an economical and long-term choice for high-traffic areas, emitting no volatile organic compounds (VOCs) like carpet or hardwood flooring does. Floodwater damage to tile floors can damage them significantly; to know whether or not your homeowner’s insurance will cover replacement after flood damage occurs is crucial for knowing your options. Here’s how. […]

Insurance is an immense industry that encompasses numerous occupations. From acting as an actuary to helping clients select an appropriate policy, there’s sure to be something here that matches your professional interests and qualifications. If you’re interviewing for an insurance position, make sure that your customer service experience stands out. After all, much of insurance […]

An accident can leave serious injuries that require costly medical treatment and aren’t covered by health insurance, necessitating you to spend extra money unplanned for. When an accident strikes, an accident policy might be worth exploring as a means of protection. But just what will it cost and how does it work? Continue reading below […]