Category Archives: Finance Guide

Are you familiar with the contents of your auto insurance policy? For example, I was able to survive a head-on automobile accident on the interstate. I was confident that my insurance would cover my medical expenses and hospital visits if the other driver (in my case, there were two) did not have the right coverage. I was […]

Maintaining a clean driving record is one of the best ways you can save money on car insurance. You will be eligible for discounts and preferential rates if you don’t get in an accident or ticket. Although it may seem easy to stick with one company for car insurance, this does not necessarily mean you get the […]

Car insurance is required if you own a car in the United States. Car insurance covers you, your car and other people in the event of a collision. If you don’t have the right coverage, you may be responsible for huge medical bills and vehicle repairs. Each state has its own minimum insurance requirements, but that may not […]

If you have ever been in a car accident, you know that it can be a confusing and emotional experience. The truth is, most accidents are not clear-cut–both parties may have done something wrong. And that’s where insurance comes in. Insurance companies use algorithms to decide who is at fault in an accident. But what […]

Nationwide is one of the 10 most important U.S. insurance companies. It offers homeowners coverage that you would not get elsewhere. Nationwide home insurance can be purchased in all 50 states, and there are many discounts. Nationwide homeowners insurance received 5 stars overall for performance. Our editorial team determines NerdWallet’s ratings. The formula for scoring homeowners insurance takes […]

A car accident can be stressful enough. But it gets worse when your auto insurance company denies your claim. An insurance company may refuse to pay an auto claim if there is a valid reason. It is important to understand why your claim was denied. This includes the letter explaining what you should do in this situation. […]

When selling or receiving a vehicle in Texas, following a specific process is key – this includes providing all relevant paperwork and paying any necessary fees. Buyer, seller or lien holder must submit completed Texas Title Transfer forms to the county tax office along with evidence of insurance. Insurance Requirements by State When it comes […]

Homeowner insurance policies usually exclude damage caused by earth movement such as sinkholes. However, in states prone to ground movement like Florida and Tennessee, some insurers may offer optional sinkhole coverage at an extra premium cost. Homeowner’s insurance with high deductibles usually comes with an increased percentage of dwelling coverage limit as its deductible. Furthermore, […]

Temporary health insurance plans may seem like an attractive solution if you’re between jobs, waiting for Medicare eligibility or self-employed, but it’s essential that you understand their limitations, such as medical underwriting and preexisting condition exclusions. Even though new federal rules allow short-term plans with initial terms and renewals up to one year, many states […]

Your insurance should cover the cost of replacing or repairing a cracked windshield depending on which policy and the extent of its damage. Cracks smaller than two inches wide should be repairable without having to replace all of the glass in your windshield. Filing a claim for cracked windshield damage follows the same process as […]