Category Archives: Finance Guide

Nearly everyone who has had to deal with fire damage to their property makes costly errors during and after settlement. But policyholders often make the same costly mistakes over and over again, without even realizing it. The winner, or should we say loser, is the policyholder who relies on their insurance adjuster to inspect, assess, and estimate […]

It can be difficult to find the right auto insurance package in today’s overcrowded auto insurance market. While some insurance companies boast they have the lowest insurance rates, others offer a wide range of features and services that can overwhelm you. It’s not always about the lowest price or the most comprehensive set of services you need […]

Every auto accident is different. A car that is damaged by a rock hitting the windshield and cracking it, or a vehicle that is completely destroyed, injuring the driver, are two different types of accidents. These categories are used by insurance companies to determine what damages a driver is eligible for. These are the four types […]

It is important to know whether your vehicle requires a statutory inspection. It is normal to assume that a vehicle will fall into one of these two categories when buying a car. The vehicle may be brand-new, or relatively recent. As such, it probably doesn’t need a statutory inspection. It will usually have a manufacturer guarantee that […]

It is very common to lease a vehicle. The pricing and packages for leasing vehicles have become quite competitive. You should carefully review the insurance requirements in your lease agreement. There are many requirements. Unknowingly, you could be charged thousands of dollars if you don’t understand a clause. Insurance to Protect You An auto accident can cause […]

Homeowners insurance can also be governed by the old Texas adage “everything in Texas is bigger”.Texas ranks seventh in the costliest state for homeowners insurance. The average premium for homeowners insurance is $1,863 per annum for $250,000 of dwelling coverage.Based on a comparison between quoted annual premiums from Quadrant Information Services. This is 42% more than […]

People tend to only consider life insurance when they reach their senior years. This means they might miss out on coverage and premiums that are cheaper when they’re younger. A lifetime of coverage may be available with the best life insurance that can adjust to your changing needs. Life insurance is a valuable part of financial planning if you […]

Insurers, regulators, law enforcement officers, and legislators have spent significant resources over the years to combat health care fraud. Based on annual estimates, however, it appears that the problem persists despite all the reported efforts. This could indicate that healthcare fraud is on the rise and cannot be stopped. Our health system is infested by health […]

DASHCAMERA INTRO A dashboard camera is a camera placed on the windshield or dashboard of your car and records everything you do while driving. Advanced versions of the cameras can record rear views and some have infra red sensors that enable recording in the dark. As soon as the engine starts, the camera switches on automatically and […]

San Jose is the third-largest California city. It is a desirable place to live, and also has the highest insurance rates.Geico and State FarmOn average, they offer the lowest car insurance rates in San Jose. Bankrate’s 2021 study on annual premiums and quoted prices found that the following:Average cost of car insuranceThe cost of full coverage […]