Category Archives: Finance Guide

What Is The Insurance Deductible?

When it comes to buying insurance, it can often be confusing and overwhelming. Terms like “premiums,” “deductibles,” and “coverage” may sound foreign. But understanding the basics of insurance is essential in protecting yourself from unexpected costs due to an accident or illness. One of the most important concepts to understand when dealing with health insurance […]

How Many Americans Cannot Afford Health Insurance?

Health insurance is a need for many Americans. Despite the Affordable Care Act, there are still millions of Americans who remain uninsured due to affordability issues. Understanding the severity of the situation and how widespread it is can help us make informed decisions. In this article, we will explore how many people are without health […]

Car insurance for a Tesla Model S

Teslas are reportedly the best-selling electric vehicles in the country, with all Tesla models appearing in the top 10. The Tesla S is the company’s luxury sport model. While Tesla ownership may help you save gas, there are still costs. According to Bankrate’s 2021 study of quoted annual premiums, Tesla Model S car insurance averages $3,802 per year. Tesla Model S […]

How a speeding ticket impacts your insurance in Pennsylvania

Aspeeding ticket in Pennsylvania may seem like no big deal, but speeding is one of the top reasons the state is one of the worst in the country for traffic fatalities. According to Pennsylvania Department of Transportation reports, 415 fatalities from accidents attributed to speeding occurred in the state. This high-risk behavior should not be taken lightly. Besides the dangers […]

Essentials of Backpacker Travel Insurance

Backpacker insurance is an option for those who are vulnerable to financial loss due to unforeseeable circumstances. In the 1600s, insurance companies began to take on risksharing. Modern enhancements have been made to cater to different needs. The idea was born to help merchants who lost a lot of money due to shipwrecks or other maritime incidents. […]