When you buy insurance, you’re essentially buying peace of mind. And while that peace of mind comes with a price tag, there are ways to save on premiums by understanding how they’re calculated. In this article, we’ll take a look at how insurance premiums are calculated and what factors play into them. The Different Types […]
Category Archives: Finance Guide
Surcharges are one of the most common types of insurance premiums. They can be added to your policy as an additional cost, and they’re designed to protect the insurer and the policyholders from a loss. Here’s everything you need to know about surcharges in insurance. What Is A Surcharge In Insurance? A surcharge is a […]
Pets are a big part of many people’s lives, and it’s no wonder – they provide companionship, love, and security. But like any other kind of pet, owning a dog or cat comes with risks. If something happens to your pet while they’re out of your control, you may find yourself liable for damages. That’s […]
Insurance companies can be a great source of protection for yourself and your family, but it’s important to do your homework before signing up with one. In this article, we’ll outline some of the key signs that an insurance company is legit, so you can have confidence in what you’re doing. What To Look For […]
When you think of pests, most likely the first thing that comes to mind is a mouse or a rat. But what about bugs that can cause real damage in your home? Termites are one such critter – and if they’re raiding your woodpile or eating away at your foundation, you need to be prepared […]
Are you planning a road trip or need to rent a car for an upcoming business trip? Renting a car can give you the freedom and convenience you need, but it’s important to understand your responsibilities as a driver. One key aspect of renting a car is liability insurance – but do you really need […]
Welcome to our blog! If you’re embarking on a construction project, big or small, it’s crucial to protect yourself from the unexpected. That’s where Builder’s Risk Insurance comes into play. Whether you’re building your dream home, renovating an office space, or constructing a commercial building, this insurance coverage has got your back. In this article, […]
Welcome to the land of Lincoln, where life takes unexpected turns and insurance becomes a vital shield against the uncertainties that lie ahead. If you’re an Illinois resident, navigating the complex world of taxes can sometimes feel like deciphering hieroglyphics. And when it comes to your life insurance policy, understanding its tax implications is crucial […]
Insurance can often feel like a confusing and overwhelming world, filled with jargon and acronyms that leave us scratching our heads. One such term that may have caught your attention is “cob insurance. ” What exactly does cob mean in insurance? And more importantly, how can it benefit you? In this article, we will demystify […]
Are you passionate about helping others and making a positive impact on their lives? Do you have a knack for financial planning and guiding people towards securing their future? If so, selling life insurance might be the perfect career path for you! But before diving into this rewarding field, there’s one important question to address: […]